Monthly Archives: September 2014

6 Questions to Ask Before Buying a Life Insurance Policy

        The benefits of a life insurance policy are clear: the coverage provides financial protection against the death of a policyholder in the form of a payment to the beneficiary; and life insurance proceeds are not taxable … Continue reading

Umbrella Insurance: What You Need to Know

            Umbrella insurance refers to liability insurancethat is in excess of underlying insurance (home & auto) and also potentially primary insurance for losses not covered by the other policies. In the blink of an eye, … Continue reading

September is Life Insurance Awareness Month!

            Did you know that September is Life Insurance Awareness Month? With that in mind, we’re going to lay some cold hard facts on you about life insurance.   7 in 10 American households with … Continue reading

Things to keep in mind when buying a car

          Buying a new car is an exciting time — but it can also be stressful. After all, you’re trying to get the best deal on price, while also deciding on the make, model and features … Continue reading

Night Driving Dangers

        A little extra caution can go a long way while driving at night   Summer has ended, and while fall and winter have their own pleasures  — longer nights mean increased danger on the roads.   … Continue reading

Tips for Choosing a Local Independent Insurance Agency

                1. Know the difference between independent agents and other insurance agents or carriers.  An independent agent represents a number of different insurance companies. In contrast, agents who represent large national companies only … Continue reading

Reduce Interior Earthquake Damage with These Tips

        Take action to reduce damage. To reduce damage inside, look at your ceiling and walls to see what might fall.     1. Anchor bookcases and filing cabinets to walls 2. Secure ceiling lights, suspended ceilings … Continue reading