How to Check Your Property for Damage After a Storm

How to Check Your Property for Damage After a Storm When a big storm hits the Tri-Valley, you hunker down inside, relying on your home to protect you and your family. Once that storm passes, though, it’s time to repay the favor — identifying damage and protecting your home from further issues. The National Storm…

Donate to our Coat Drive!

Can you believe it is that time of year already? Our agency is a drop off location for Tri-Valley Rotary’s annual coat drive. Your donation of a new or gently used coat for children ages 2-16 will benefit those in need! Coats will be distributed to children in our community in the month of December….

Ready for a power outage or emergency?

With our California winter storms well under way, it’s always a good idea to have an emergency kit handy in case of power outages or other issues — especially with the threat of stormy weather in fall and winter. See recommendations from the American Red Cross below. Emergency kit basics Water (one gallon per person,…

Do You Need Earthquake Insurance?

Earthquakes are real concerns for California homeowners. A recent USGS study puts the odds of having a magnitude 6.7 (the same magnitude as the 1994 Northridge Earthquake) or greater quake in California at more than 99% during the next 30 years. Homeowners’ insurance policies do not cover damage and loss caused by earthquakes. Many people…

Savings Choices

Making Smart Savings Choices In today’s unsettled economy, many people are looking for ways to stretch their money—but sometimes this includes altering insurance coverages to dangerously low levels or eliminating coverage entirely. If you’re thinking about changing your coverage to save money, consider these key issues below — and give us a call. We can…

Think You Can’t Afford Life Insurance, or Don’t Need it?

Thank you can’t afford life insurance? Think again. Term life insurance is actually much more affordable than most people know. It can cost as little as $12 a month for a healthy individual, depending on the term and amount. Most plans offer flexible payment options that can be helpful if your financial situation changes later…

Winter Proof Your Home Before Storms Begin

Although it may be hard to imagine preparing for winter storms today since it is still sunny and warm outside, now is the perfect time to “winter-proof” your home. Many winter-related disasters in your home can be prevented if you take simple precautions now in preparing your home for winter weather. An important part of…

Do You Need Earthquake Insurance?

Earthquakes are real concerns for California homeowners. A recent USGS study puts the odds of having a magnitude 6.7 (the same magnitude as the 1994 Northridge Earthquake) or greater quake in California at more than 99% during the next 30 years. Homeowners’ insurance policies do not cover damage and loss caused by earthquakes. Many people…

So You Need (or Want) to Take a Defensive Driving Course

Whether you were caught speeding (or worse), you’re looking for a discount on your car insurance, or you simply want to be a better driver, there are a wide range of defensive driving and driver improvement courses available in California these days. But, which is right for you? Here are five tips to help you…