Educate Yourself on Motorcycle Safety

As the weather gets warmer outside most motorcycle riders are beginning to ride more often. Now is the best time to review your motorcycle insurance to make sure you are properly covered! In addition, please take note of the below important safety tips to keep you safe on the road! Nine out of 10 motorcycle…

Tips for Choosing a Local Independent Insurance Agency

1. Know the difference between independent agents and other insurance agents or carriers.  An independent agent represents a number of different insurance companies. In contrast, agents who represent large national companies only sell products from that carrier. A direct insurance company sells to you directly without an agent, typically online. An independent agent has the…

Why Everyone Needs an Umbrella Policy

If you are ever sued, your standard homeowners or auto policy will provide you with some liability coverage, paying for judgments against you and your attorney’s fees, up to a limit set in the policy. However, in our litigious society, you may want to have an extra layer of liability protection. That’s what a personal…

Avoiding Distractions While Driving Could Save Your Life!

You’ve seen them on the roads; you might even know a few of them. And you could be one yourself. Distracted drivers in come in all shapes, sizes, ages and experience levels. Even if you’re not one today, you could become one at any moment — in the time it takes you to answer your…

Water Claims on the Rise

Recently we have been seeing more water claims than ever! Because of this new trend, we want to pass on some helpful information for water claims as well as tips to help you protect your home to avoid a loss. Most insurance policies provide coverage for water damage that can be described as “sudden and accidental”…

Uninsured Motorists Are On The Rise

            The economic downturn has had numerous effects on our country. One of these is the increase in uninsured motorists on the road. According to new estimates from the Insurance Research Council, one in seven drivers in the United States are uninsured.   Despite the fact that many states have…

Special Delivery: Savings!

        Can you believe that the year is almost over? Since the holidays are coming up, it's time to start looking for deals. No, I'm not talking about black friday deals at Target. I'm talking about savings on your insurance! If you package your home and auto together with the same carrier,...

It’s Raining, It’s Pouring, Insurance Claims Are Soaring!

          The rain has finally made an appearance this season. That means that we have already had a few calls for weather-related claims. Leaking roofs, fences blowing down, and of course auto incidents because of the slick roads. Don’t let this be you! Take precautions before the rainy season starts. Here…

Kids Headed Off to College?

    We know it seems like just yesterday your kids were headed off to their first day of kindergarten. But amidst the tears and sadness you feel as your children head off to college, there are some more important things to dwell on… like your insurance! Will they have property coverage inside their dorm…

Do You Have A Full House? You Need Life Insurance!!

Did you know that September is Life Insurance Awareness Month? With that in mind, we’re gonna lay some cold hard facts on you about life insurance. 7 in 10 American households with children under 18 would be in jeopardy if the primary bread-winner died. 30% of U.S. households (35 million) have no life insurance protection at all….