Imagine how devastating it would be to lose your home in a fire. Now imagine not being able to rebuild it completely because you didn’t have the correct amount of insurance.   Selecting the proper amount … Continue reading →

        You’ve seen them on the roads; you might even know a few of them.   And you could be one yourself.   Distracted drivers in come in all shapes, sizes, ages and experience levels. Even if … Continue reading →

        A standard homeowners policy includes coverage for jewelry and other precious items such as watches and furs. These items are covered for losses caused by all the perils included in your policy such as fire, windstorm, … Continue reading →

        Condo or Condon’t — Condo Insurance   You’ve taken the plunge and opted for condo life.  Now that the papers are signed, it seems like everything is taken care of for you—building maintenance, roof repairs, landscaping, … Continue reading →

      Drafty windows. Leaky faucets. Dirty air filters.   All are common issues and they’re not only annoying — they also cost you money in decreased energy efficiency and higher utility bills.   Would you like to save … Continue reading →

        We know that decorating for Christmas is fun and festive; but before you climb on the roof to string your lights, know that about 12,500 injuries occur every year due to Christmas lights and decorations. Along … Continue reading →

        Millions of Americans will do some traveling this holiday season – the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you’re simply driving around in the … Continue reading →

          In today’s economy, everyone is pinching pennies.  So why worry about umbrella coverage?  Shouldn’t a home and auto policy leave you adequately covered?   Unfortunately, we live in a world of lawsuits.  Large damages can … Continue reading →

          In today’s unsettled economy, many people are looking for ways to stretch their money—but sometimes this includes altering insurance  coverages to dangerously low levels or eliminating coverage entirely. If you’re thinking about changing your coverage … Continue reading →

        Most people have an idea of what’s covered and not covered under their various insurance policies. But at Gene Morgan Insurance Agency, we get a lot of questions about borrowing or loaning a car.   Anytime … Continue reading →