1. Know the difference between independent agents and other insurance agents or carriers. An independent agent represents a number of different insurance companies. In contrast, agents who represent large national companies only sell products from that carrier. A direct insurance company sells to you directly without an agent, typically online. An independent agent has the…
The rain has finally made an appearance this season. That means that we have already had a few calls for weather-related claims. Leaking roofs, fences blowing down, and of course auto incidents because of the slick roads. Don’t let this be you! Take precautions before the rainy season starts. Here…
Only YOU can prevent wildfires! Now that we are approaching the dry summer months, we are at risk for wildfires! California has had the most costly wildfires in recent years. Read on to learn the facts of California wildfires, and how you can help protect your home! GET THE FACTS: In 2009 California had 405,585 acres burned…
If you are ever sued, your standard homeowners or auto policy will provide you with some liability coverage, paying for judgements against you and your attorney’s fees, up to a limit set in the policy. However, in our litigious society, you may want to have an extra layer of liability protection. That’s what a personal…
It’s almost summer!! That means luxurious vacations and adventures to exotic islands, right? Well, maybe for some of us, but most of us will work, go home and make dinner, and maybe go to a baseball game on the weekend. Times are tough right now and it is becoming harder and harder to go on…
