4 Things to Know About Taxes and Identity Theft In 2014, almost 18 million people in the U.S. were victims of identity theft. Two-thirds of them said they suffered a direct financial loss because of it, according to the Bureau of Justice Statistics (BJS). During tax season, your personal information is particularly vulnerable. After all,…
How to Create Your First Garden This Spring From genetically modified crops to the environmental and health effects of pesticides, more and more Tri-Valley residents are questioning whether they should grow what they eat. Wherever you stand on the issues surrounding today’s food supply, however, there are several good reasons to start your own…
Many homeowners in Livermore see their energy bills each winter and think, “How can I be spending this much when the house isn’t even that warm?” To get an answer to that question, you should start with some other questions that will help determine just how efficiently you’re heating your home. Where is the warm…
Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many areas of the country, and they help keep things green, even if they keep you…
We have conversations daily with our clients about the extreme rise in insurance premiums lately. We are also here to tell you give you even more bad news: This is absolutely not expected to end any time soon. Why? Historic inflation and other contributing trends have been driving up costs related to the repair and…
How to Check Your Property for Damage After a Storm When a big storm hits the Tri-Valley, you hunker down inside, relying on your home to protect you and your family. Once that storm passes, though, it’s time to repay the favor — identifying damage and protecting your home from further issues. The National Storm…
Don’t Delay — Start Thinking About Winterizing Your RV Today Unless you’re headed to a warmer climate for the winter, fall in California is the time to start preparing your RV for winter (as long as you’re done using it for a while, that is). The elements can wreak havoc on your RV’s systems and exterior,…
You buy health insurance for yourself, so why not buy it for your best friend too? Caring for a sick pet can be very costly, especially since your furry friend cannot tell you what is wrong. Pet insurance is becoming more and more common these days and can come in very handy when you need…
Making Smart Savings Choices In today’s unsettled economy, many people are looking for ways to stretch their money—but sometimes this includes altering insurance coverages to dangerously low levels or eliminating coverage entirely. If you’re thinking about changing your coverage to save money, consider these key issues below — and give us a call. We can…
Make reduce, reuse and recycle a part of your routine “Reduce, reuse, recycle.” Most likely, you’ve heard that catchy phrase connected with information about saving natural resources and even saving your family money. But how many of us really make reducing, reusing and recycling a part of our everyday life? At Gene Morgan Insurance Agency,…
