Getting married and the venue you chose is requiring special event insurance? Before you buy your policy, know what is covered and what might not be!

Special event insurance is not only for weddings; it can be used to cover anniversary parties, quinceneras, graduation parties, or any other special event you might be planning!

Special event insurance provides liability coverage for your event. We recommend a limit of at least $1,000,000. This may seem high, but the premium difference between $1,000,000 and $500,000 is minimal! The liability on the policy will cover bodily injury and property damage that is sustained during your event. This protects you, as well as the venue themselves. This is why many wedding venues require this insurance.

Most policies also provide coverage for cancellation due to the death, illness or serious injury of a key participants in the event, such as members of the immediate family. Also, if an officiant, such as a minister or rabbi, or a key vendor, like the caterer, florist or photographer, does not show up, you can recover some of the costs.

Special event policies also provide coverage for money lost due to a natural disaster that may cause you to cancel or postpone your event.

It might be important to note that a “change of heart” would not be covered!

Contact your insurance agent today for a quote! Policies begin at $125 per event.

Or submit a quote on our website,