Do You Need Earthquake Insurance?
Earthquakes are real concerns for California homeowners. A recent USGS study puts the odds of having a magnitude 6.7 (the same magnitude as the 1994 Northridge Earthquake) or greater quake in California at more than 99% during the next 30 years. Homeowners’ insurance policies do not cover damage and loss caused by earthquakes. Many people imagine that earthquake coverage is too costly, choosing to personally absorb the risk of major damage to their home and property. But that doesn’t have to be the case. You may be surprised at how affordable an earthquake insurance policy may be.
California Earthquake Authority (CEA) is not the only option.
May consumers believe that CEA earthquake insurance is the only available insurance policy in California. That is FALSE! There are many of private insurance companies that will offer earthquake insurance in California. More often than not, they will be less expensive than CEA and is often less than half the cost.
Coverage is customized for your needs and can be as basic or comprehensive as you need. Contact us today for free earthquake insurance quotes, it may be less than you expect!
Gene Morgan Insurance Agency, (925) 447-2565 firstname.lastname@example.org