Are you paying too much for earthquake insurance?

Many homeowners in California are unaware that there are options for earthquake insurance; you are not obligated to California Earthquake Authority only. There are many other private insurance companies that offer earthquake insurance, and often times it is less than HALF as much as CEA! You read that right, in many areas in California we can currently…

ATV, Snowmobile, Dirt Bike, Golf Cart, Dune Buggy Insurance | California

Motorsports Insurance Insurance for your ATV, Dirt Bike, Golf Cart, Snowmobile, and more There’s no shortage of ways to get outside in California.  Whether you’re hitting the trail, the links, or just the great outdoors, the last thing you want to worry about is whether your insurance policy has you protected. Gene Morgan Insurance Agency…

Biking To Work

With gas prices sky high (especially in the Bay Area!) more people have started riding their bicycle to work. If you are considering this yourself, take into consideration the safety advice below! 6 Tips for Getting to Work on 2 Wheels Did you know that hundreds of thousands of people in the United States commute…

Garden Water Conservation

It’s gardening season in the Tri-Valley, but with drought still gripping most of California, water usage is a growing concern. Even if conditions aren’t dry at the moment, it’s a good idea to think about how you use this precious natural resource — and how you can use it more wisely. Here are five great…

Boating Season is Here – Are You Up to Speed on Safety?

With spring in full bloom and summer just on the horizon, prime boating season is upon us. And you might notice more people on the water than ever, because sales of recreational boats have been growing at a steady clip for seven consecutive years now, according to the National Marine Manufacturers Association. Fortunately, the number…

Hot Day Behind the Wheel? Here’s How to Beat the Heat

The forecast in Livermore: Hot and getting hotter. And, that can make for troublesome travel. When the temperature increases, decrease your risk on – and off – the road with these safety tips: Check those tires. You’re already checking your tire pressure every month, right? Even if you are (most of us don’t), keep a…

6 Tips to Keep You Swimming Safely

When the temperature heats up in the Tri-Valley, all you can think about is cooling off at the local pool or even at {name of nearby lake, river or bay that people frequent for swimming}. Just remember: Where there’s water, there’s risk. That doesn’t mean you shouldn’t jump in (carefully) and have some fun with…

6 Safety Tips for Amusement Park Fun

The kids are itching to go someplace exciting for {season/event, i.e. spring break, summer, vacation} in {city, state or region}, and nothing fits the bill like an amusement park – a classic staple of American fun. However, unless you take some safety precautions, an amusement park or water park can also be stressful or even…

Tying the Knot? Tie up Loose Ends With Wedding Insurance

Getting married is a big step that you’re no doubt commemorating with a big celebration. And, that often comes with a (fairly) big price tag. So, have you considered insuring the whole to-do? As with other sizeable investments, you can insure big events, such as your wedding. But, that’s not the only way insurance can…

Travel Smarts for Your Money and Identity

Thieves love tourists. It’s nothing personal. They’re just looking for an easy target – someone who’s carrying cash and credit cards, tablets and cameras, passports and other identification, all while being distracted by the new sights and sounds all around them. So how do you take it all in without allowing a thief to take…