Smart parents can ensure a safe Halloween by accompanying small children around the neighborhood. If children are old enough to explore the neighborhood on their own, advise them to visit homes where they know they’ll be welcome. If the house is dark and uninviting, tell the kids to stay away. Parents should also leave the…
A little extra caution can go a long way while driving at night Summer has ended, and while fall and winter have their own pleasures; longer nights mean increased danger on the roads. You might think you drive just as well at night, but consider this: Even though nighttime driving accounts for just…
In today’s unsettled economy, many people are looking for ways to stretch their money—but sometimes this includes altering insurance coverages to dangerously low levels or eliminating coverage entirely. If you’re thinking about changing your coverage to save money, consider these key issues below — and give us a call. We can help make sure you’ve…
Although it may be hard to imagine preparing for winter storms today since it is still sunny and warm outside, now is the perfect time to “winter-proof” your home. Many winter-related disasters in your home can be prevented if you take simple precautions now in preparing your home for winter weather.
Do you own or manage a small business, or are you thinking of starting one? One of the most important things to consider is the insurance coverage you will need to accurately cover your business. It is important to remain properly protected while keeping premiums down. Below are the 4 most important policies most small…
The benefits of a life insurance policy are clear: the coverage provides financial protection against the death of a policyholder in the form of a payment to the beneficiary; and life insurance proceeds are not taxable income. However, it is important that you find the policy that best fits your situation. Here are six key…
Umbrella insurance refers to liability insurancethat is in excess of underlying insurance (home & auto) and also potentially primary insurance for losses not covered by the other policies. In the blink of an eye, a multimillion dollar lawsuit could jeopardize your home, car, property, savings, investments and even your future income. In most cases an…
Did you know that September is Life Insurance Awareness Month? With that in mind, we’re going to lay some cold hard facts on you about life insurance. 7 in 10 American households with children under 18 would be in jeopardy if the primary bread-winner died. 30% of U.S. households (35 million) have no life insurance protection at…
Buying a new car is an exciting time — but it can also be stressful. After all, you’re trying to get the best deal on price, while also deciding on the make, model and features you need. Here at Gene Morgan Insurance, we can’t really help you become a master negotiator when it comes to…
A little extra caution can go a long way while driving at night Summer has ended, and while fall and winter have their own pleasures — longer nights mean increased danger on the roads. You might think you drive just as well at night, but consider this: Even though nighttime driving accounts for just…
