The Importance of Renters Insurance

  If you live in a rental home or apartment, chances are you don’t have the proper insurance. Even Uncle Jesse & Joey needed renters insurance!! Despite the fact that rented homes are more likely to be burglarized than owner-occupied properties, nearly 60 percent of renters don’t have a renters policy.   Why does it…

Preparing an Effective Evacuation Plan

  We have seen the recent headlines of the destructive fire in Arizona and the families who have been evacuated from their homes. In the event of a sudden emergency such as a wildfire, you may have just minutes to gather your family and important papers, and get out of your house, possibly for good….

Auto Insurance Fraud is Costing Policyholders Millions

  During these uncertain times it is no surprise that fraudulent insurance claims are on the rise. Criminals are staging accidents to collect on innocent victims insurance policies, which is costing policyholders and insurers millions of dollars every year. That is why it is important that you stay informed and know exactly what to do…

Tips For Making Sure You Are Properly Covered For A Disaster

This year has already seen multiple earthquakes, tornadoes, and a tsunami that rocked the world. Extreme weather is as terrifying as it is uncontrollable. That is why it is so important to make sure your home is property covered in the event of a natural disaster. According to Marshall & Swift 59% of today’s homes…

May 15-21 is National Dog Bite Prevention Week

Owning dogs is a fun and rewarding experience, however, if not dealt with responsibly, dogs can become a tremendous liability. “Dog bites accounted for more than one-third of all homeowners insurance liability claims paid out in 2010, costing nearly $413 million, according to the Insurance Information Institute” Jeanne M. Salvatore, senior vice president and consumer…

It’s Almost Boating Season… Don’t Let Insurance Sink Your Summer Fun!

As we get closer to summer, boat owners should all be assessing their insurance needs if they do not carry boat insurance already. If you have a boat, you need boat insurance.  Some people assume their homeowners’ policy is all they need to protect their boat. Not true. Typically, homeowners policies limited coverage for boats…

May 1-7 is Declared Wildfire Awareness Week in California

If you live in California, you live in an area prone to wildfire. Are you prepared? Governor Brown has declared May 1st-7th Wildfire Awareness Week. To help promote it, here are some tips to be sure you are adequately covered for a wildfire; as well as suggestions to reduce your potential loss should you become victim to…

Have You Heard? Pt. 2!

“Karla knows who I am and always gets right back to me when there are questions.” -Joyce D. from Livermore, Ca “Everything is taken care of with one phone call and in a professional manner. Karla is a great agent!” -Jerry C. from Pleasanton, Ca “Great service overall. Any changes/questions/ additions are very easy transactions.”…

You’re No Kid, And That’s No 10-Speed!

As the weather gets warmer outside most motorcycle riders are beginning to ride more often. Now is the best time to review your motorcycle insurance to make sure you are properly covered! In addition, please take note of the below important safety tips to keep you safe on the road! Nine out of 10 motorcycle…

April 18th is the 105th Anniversary of Historic San Francisco Earthquake

4/18/2011 is the 105th anniversary of the tragic 1906 San Francisco earthquake. To mark this anniversary, the California Insurance Commissioner Dave Jones is calling upon California residents to update their emergency earthquake preparedness plans and asses their need for earthquake insurance. Based on recent data collected by the California Department of Insurance (CDI), about 90%…