Meet your agent, Karla!

I was born in Costa Rica and moved to the United States at the age of five. I grew up in New York and moved to California in 1996. I have not been back to New York since I left as I absolutely love California! I am married and have a 17 year old son and…

Have You Heard?

Our clients love us! Check out some of our most recent testimonials from our clients: “After 35 years with the same insurance company, we decided to contact Gene Morgan’s Insurance to get a quote on our insurance.  Briefly describing our insurance needs to Mike Morgan he requested we email him property addresses, make and model…

What is an umbrella liability policy?

If you are ever sued, your standard homeowners or auto policy will provide you with some liability coverage, paying for judgements against you and your attorney’s fees, up to a limit set in the policy. However, in our litigious society, you may want to have an extra layer of liability protection. That’s what a personal…

Get to know your agent, Diane!

Diane moved to Livermore in 1996 with her husband and has been with Gene Morgan Insurance for 7 years. She is a personal and commercial lines agent, but also specializes in life insurance. So let’s get to know the real Diane…. On a nice day you would probably find her walking her miniature schnauzer, Baxter, taking a leisurely bike…

Pets Are People, Too!

You take them to the park, to the groomer’s, or just for a joyride…they’re your pets and your passengers. So shouldn’t they be covered by your auto insurance policy? We think so. Most insurance companies are adding endorsements on their auto policies to include this much-needed coverage! They understand how much pet owners love their…

Kokomo? Maybe next year…..

It’s almost summer!! That means luxurious vacations and adventures to exotic islands, right? Well, maybe for some of us, but most of us will work, go home and make dinner, and maybe go to a baseball game on the weekend.  Times are tough right now and it is becoming harder and harder to go on…

Thinking About Earthquake Insurance?

It seems like all the big news stories lately are about earthquakes around the world. Kind of makes you think doesn’t it? Are you prepared if the big one hits? The Insurance Information Institute has some great tips for protecting and preparing yourself just in case. Check it out at http://www.iii.org/Articles/In-Case-of-an-Earthquake.html. If you have any questions please…

Beanie Babies…..Check!!

Do you have a coin or stamp collection? Perhaps you collect Star Wars figurines? Maybe you still have a secret stash of Beanie Babies that you are hoping make a comeback…… Whatever it is, you should be taking stock of what you have, just in case the worst happens. Now, this isn’t only for collectible items, you should also…

Hey renters! Listen up!!

Did you know that having insurance at a rental unit is just as important as having insurance on a home you own? Its true!!! It is so important to have personal liability to protect yourself and your family in the event someone is injured or property is damaged due to your negligence. Not only that, but…

Holy rusted metal, Batman!

It’s 2010, technology is always improving, we get it. However, when it comes to purchasing protection for you and your loved ones do you really want to risk putting your trust in the cold metal claws of a robot?? We didn’t think so. In this day and age you can buy insurance over the internet,…