Recently we have been seeing more water claims than ever! Because of this new trend, we want to pass on some helpful information for water claims as well as tips to help you protect your home to avoid a loss. Most insurance policies provide coverage for water damage that can be described as “sudden and accidental”…
The economic downturn has had numerous effects on our country. One of these is the increase in uninsured motorists on the road. According to new estimates from the Insurance Research Council, one in seven drivers in the United States are uninsured. Despite the fact that many states have…
The rain has finally made an appearance this season. That means that we have already had a few calls for weather-related claims. Leaking roofs, fences blowing down, and of course auto incidents because of the slick roads. Don’t let this be you! Take precautions before the rainy season starts. Here…
We know it seems like just yesterday your kids were headed off to their first day of kindergarten. But amidst the tears and sadness you feel as your children head off to college, there are some more important things to dwell on… like your insurance! Will they have property coverage inside their dorm…
During these uncertain times it is no surprise that fraudulent insurance claims are on the rise. Criminals are staging accidents to collect on innocent victims insurance policies, which is costing policyholders and insurers millions of dollars every year. That is why it is important that you stay informed and know exactly what to do…
This year has already seen multiple earthquakes, tornadoes, and a tsunami that rocked the world. Extreme weather is as terrifying as it is uncontrollable. That is why it is so important to make sure your home is property covered in the event of a natural disaster. According to Marshall & Swift 59% of today’s homes…
Owning dogs is a fun and rewarding experience, however, if not dealt with responsibly, dogs can become a tremendous liability. “Dog bites accounted for more than one-third of all homeowners insurance liability claims paid out in 2010, costing nearly $413 million, according to the Insurance Information Institute” Jeanne M. Salvatore, senior vice president and consumer…
Do you have a diamond ring? A fur coat? Even a stamp collection? If so, are you sure that it is covered correctly under your home insurance policy? You might be surprised to find out that items such as jewelry and furs have a specific limit of coverage under a standard homeowners insurance policy. Not only that,…
Flood Safety Awareness Week is March 14-18. This year it is more important than ever after the devastation Japan is facing right now. It is important to be aware that even if you are not in a designated flood area, you can be affected. Fast melting snow, severe storms, and extended rainfall can all contribute…
