Don’t Delay — Start Thinking About Winterizing Your RV Today Unless you’re headed to a warmer climate for the winter, fall in California is the time to start preparing your RV for winter (as long as you’re done using it for a while, that is). The elements can wreak havoc on your RV’s systems and exterior,…
With Halloween this weekend, it is an important reminder to practice proper porch light safety! With trick or treaters out tomorrow it is important to remember to keep your porch lights on if you are handing out candy, and keep your porch lights off to notify families that you are not participating. The Light Side…
California Earthquake Authority (CEA) adjusted their rates over a 3-year period beginning 7/01/2019. This includes rate changes again on 7/01/2020 and 7/01/2021. With this rate change, according to CEA many policy holders will experience no change, or even a decrease. According to their data, only 15% of policy holders should see an increase. We have…
Even a small leak can become a major problem, so knowing what you’re covered for and how to prevent water damage are equally important. The below tips should help uncover any potential water problems down the road and keep your property dry. Check appliance hoses. Standard hoses are not as durable as they used to…
Many homeowners in California are unaware that there are options for earthquake insurance; you are not obligated to California Earthquake Authority only. There are many other private insurance companies that offer earthquake insurance, and often times it is less than HALF as much as CEA! You read that right. In many areas in California, the…
In California, there are a few insurance companies that automatically include enrollment into a Wildfire Defense Program in designated high-risk wildfire locations for their homeowner’s insurance policy holders. The program can provide crews to remove overgrown vegetation, fuel tanks or trash from the property. They may also use temporary sprinkler systems or fire engines and,…
Let’s try a little exercise: Can you list everything you own from memory? Didn’t think so. The fact is most people own more things than they realize. It’s easy to remember the cars, the computer, the TV. But what about that holiday china in the garage? Or every pair of shoes? All of it is…
Every fall, college students head back to campus and the things that travel with them get more sophisticated. It’s important to understand the limits of your property coverage that will follow your student to college, whether its across the state of across the country. Personal Property Students find very creative ways to fill their living…
Whether it’s escaping on your motorcycle, cruising in your boat or trekking cross-country in your RV, we can help protect whatever moves you. And since you are already a client of our agency, you could qualify for multiple-policy discounts on your insurance if you add a motorcycle, watercraft, or RV policy. Not only can we…
We know it seems like just yesterday your kids were headed off to their first day of kindergarten. But amidst the tears and sadness you feel as your children head off to college, there are some more important things to dwell on… like your insurance! Will they have property coverage inside their dorm or apartment?…
