We’re right in the thick of summer, and boat owners should all be assessing their insurance needs if they do not carry boat insurance already. If you have a boat, you need boat insurance. Some people assume their homeowners’ policy is all they need to protect their boat. Not true. Typically, homeowners policies limited…
Stay Safe on Your Jet Skis™ and WaveRunners™ For a lot of people in the Bay Area, summer means getting out on the water. And you don’t even need a boat to do it. Personal watercraft, such as Jet Skis and WaveRunners, provide a fun and accessible way to enjoy the water. However, these small,…
We have revamped our referral program for 2016 to include donations to local non-profits. For ever referral a client sends to our agency they will receive a $25 gift card to Starbucks or Target, and will donate $25 to a local charity! Donations in the third quarter of 2016 will go to the Taylor Family…
If you are ever involved in an accident or sued, your standard homeowners or auto policy will provide you with some liability coverage, paying for judgments against you and your attorney’s fees, up to a limit set in the policy. However, in our litigious society, you may want to have an extra layer of liability…
For a lot of people in the Bay Area, summer means getting out on the water. And you don’t even need a boat to do it. Personal watercraft, such as Jet Skis and WaveRunners, provide a fun and accessible way to enjoy the water. However, these small, fast and maneuverable watercraft can present their own…
Every summer, our team gets calls from customers after a fun weekend on the water takes a turn for the worse. Often, these accidents could have been prevented with just a few simple precautions. Here are a few tips we like – courtesy of our partners at Safeco. Don’t let an accident wreck your fun!…
1. Know the difference between independent agents and other insurance agents or carriers. An independent agent represents a number of different insurance companies. In contrast, agents who represent large national companies only sell products from that carrier. A direct insurance company sells to you directly without an agent, typically online. An independent agent has the…
As we get closer to summer, boat owners should all be assessing their insurance needs if they do not carry boat insurance already. If you have a boat, you need boat insurance. Some people assume their homeowners’ policy is all they need to protect their boat. Not true. Typically, homeowners policies limited coverage for boats…
Here at our agency, we celebrate Veterans Day because our founder, Gene Morgan, and our current boss, Mike Morgan, are both US Navy Vets! Americans celebrate Memorial Day in the spring and Veterans Day in the fall. While it can be easy to confuse the two holidays, Memorial Day is set aside to honor American’s…
As we get closer to summer, boat owners should all be assessing their insurance needs if they do not carry boat insurance already. If you have a boat, you need boat insurance. Some people assume their homeowners’ policy is all they need to protect their boat. Not true. Typically, homeowners policies limited coverage for boats…
