Summer is well underway, and with the warm weather comes fun in swimming pools! Before you allow children and families to swim in the pool in your backyard, please take these pool safety tips into consideration. General Pool Safety Enclose with a 4 foot fence around all 4 sides. Enclose your pool or spa area…
It’s summer! That means it’s time to break out your boat, jet ski, RV, and ATV, and head up to the mountains or the lake and have some fun!! Before the fun starts though, you should make sure that you have adequate coverage for all of your favorite toys. If you are concerned that you…
Whether your home is seasonally unoccupied, your tenant recently left, or your property is vacant due to unforeseen circumstances, check out these tips on how to protect your vacant property from damage. Residential Property Owners: Keep wind and water out – make sure that tree branches are cut back 5 to 6 feet from roof…
Even a small leak can become a major problem, so knowing what you’re covered for and how to prevent water damage are equally important. The below tips should help uncover any potential water problems down the road and keep your property dry. Check appliance hoses. Standard hoses are not as durable as they used to…
We admit it: As insurance pros, our picture of winter isn’t exactly cozy. Winter storms mean traffic snarls, hillsides turning to sheets of ice, and cars sliding around like hockey pucks. Cold temperatures can cause pipes to burst, frost swells and other damage. Heating your home with fireplaces and holiday lighting can increase the risk…
In the event of a sudden emergency such as a wildfire, you may have just minutes to gather your family and important papers, and get out of your house, possibly for good. Are you prepared? With preparation and practice, you stand the best chance of getting out with what you and your family need, and…
If you live in a rental home or apartment, chances are you don’t have the proper insurance. Despite the fact that rented homes are more likely to be burglarized than owner-occupied properties, nearly 60 percent of renters don’t have a renters policy. Why does it matter? “If you rent a house or apartment and think…
Sure, we may not be quite as suave or have awesome gadgets made out of everyday items, but we help you when it really matters. I mean, how often are you going to be chased down by some nefarious villain? It is more likely that you will have a claim on your insurance policy. Some people…
If you have assets to protect, it is essential you buy an umbrella policy to cover your home and auto insurance policies. Claims can arise from many different situations. The below list are true-life stories that can easily happen to anyone. Auto Insurance Claims. A policyholder’s child loses control on a highway overpass. The car…
7 Tips to Help Keep Student Athletes Safe Your Bay Area household may be one of the millions this fall in which student athletes are dreaming of victory on their school playing fields. Of course, we here at Gene Morgan Insurance want to see them succeed, but we also want them to be safe….
