I’m Borrowing My Friend’s Car… Am I Covered?

Most people have an idea of what’s covered and not covered under their various insurance policies. But at Gene Morgan Insurance Agency, we get a lot of questions about borrowing or loaning a car. Anytime you might be looking to borrow your neighbor’s truck for a home-improvement project, or borrow a friend’s car if yours…

Things to Keep In Mind When Buying a Car

  Buying a new car is an exciting time — but it can also be stressful. After all, you’re trying to get the best deal on price, while also deciding on the make, model and features you need. Here at Gene Morgan Insurance Agency we can’t really help you become a master negotiator when it…

Love Bites – Get Umbrella Coverage!

In today’s economy, everyone is pinching pennies.  So why worry about umbrella coverage?  Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits.  Large damages can be awarded, be extremely expensive and have long-term financial impact.  Those lawsuits can come from unlikely sources, such as our furry…

Water Claims on the Rise

Recently we have been seeing more water claims than ever! Because of this new trend, we want to pass on some helpful information for water claims as well as tips to help you protect your home to avoid a loss. Most insurance policies provide coverage for water damage that can be described as “sudden and accidental”…

Contact Us To Save Up To 50% or More On Home Insurance!

Do you have State Farm, Farmers, Allstate, or AAA homeowners insurance? Contact us today to save up to 50% or more on your home insurance! We really are saving new clients up to 50% off their premiums… Sometimes even more! So submit a quote request on our website. What do you have to lose? Our quotes…

Uninsured Motorists Are On The Rise

            The economic downturn has had numerous effects on our country. One of these is the increase in uninsured motorists on the road. According to new estimates from the Insurance Research Council, one in seven drivers in the United States are uninsured.   Despite the fact that many states have…

Special Delivery: Savings!

        Can you believe that the year is almost over? Since the holidays are coming up, it's time to start looking for deals. No, I'm not talking about black friday deals at Target. I'm talking about savings on your insurance! If you package your home and auto together with the same carrier,...

Beyond Qualified… Certified!

One of our agents, Michelle Morgan, recently became certified with Nationwide Agribusiness. This means that she has specialized knowledge and understanding of everything from farming operations to risk management, so you can get the specialized coverage you and your farm operation need. No farm or ranch is too big or too small! Contact us today…

Help Us Do Something Special

                  This year, we are teaming up with Safeco to donate up to $10,000  to the Oakland Children's Hospital. We will also be competing with other agents in California to donate money to their local charity. In order to win and be able to donate to the hospital we need...