Imagine how devastating it would be to lose your home in a fire. Now imagine not being able to rebuild it completely because you didn’t have the correct amount of insurance. Selecting the proper amount of coverage is the single most important decision you can make with your Homeowners policy. Without it, you may not…
As the weather gets warmer outside most motorcycle riders are beginning to ride more often. Now is the best time to review your motorcycle insurance to make sure you are properly covered! In addition, please take note of the below important safety tips to keep you safe on the road! Nine out of 10 motorcycle…
You buy health insurance for yourself, so why not buy it for your best friend too? Caring for a sick pet can be very costly, especially since your furry friend cannot tell you what is wrong. Pet insurance is becoming more and more common these days and can come in very handy when you need…
You’ve seen them on the roads; you might even know a few of them. And you could be one yourself. Distracted drivers in come in all shapes, sizes, ages and experience levels. Even if you’re not one today, you could become one at any moment — in the time it takes you to answer your…
A few tips for ensuring your vehicle does not get burglarized: Take ALL valuables out of your car. Most break-ins today are usually “crimes of opportunity,” and are not committed by professional thieves. Any item, no matter how insignificant, may create an interest for break-in. Try not to leave purses, wallets, shopping bags, gym bags,…
A standard homeowners policy includes coverage for jewelry and other precious items such as watches and furs. These items are covered for losses caused by all the perils included in your policy such as fire, windstorm, theft and vandalism. However, there are special limits of liability for certain items, meaning that the insurer will not…
Condo or Condon’t — Condo Insurance You’ve taken the plunge and opted for condo life. Now that the papers are signed, it seems like everything is taken care of for you—building maintenance, roof repairs, landscaping, insurance, etc. It’s time to relax because everything is covered, right? Not quite. The insurance policy provided by the condo…
Drafty windows. Leaky faucets. Dirty air filters. All are common issues and they’re not only annoying — they also cost you money in decreased energy efficiency and higher utility bills. Would you like to save $200 to $400 a year on your energy costs? That’s how much the U.S. Environmental Protection Agency’s Energy Star program…
Millions of Americans will do some traveling this New Year holiday- the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you’re simply driving around in the bay area or headed to the Lake Tahoe area. At Gene Morgan Insurance, we’d like to help you not only enjoy your…
A real tree in your home can be a fire hazard, and even more so if it goes unwatered. Always keep your tree safe and clear of any decorations that can spark a flame near your tree, such as candles and other hazardous decorations. According to the National Fire Protection Association (www.nfpa.org), there are an…
