Medicare Open Enrollment is Now!

Medicare open enrollment begins this Friday on October 15th and ends on December 7th. Now is the time to review and change your plan; or enroll if you already 65 and have not done so yet. Contact us today for your free review of your Medicare options. Our agency has a dedicated Medicare certified agent:…

Winter Proof Your Home Before Storms Begin

Although it may be hard to imagine preparing for winter storms today since it is still sunny and warm outside, now is the perfect time to “winter-proof” your home. Many winter-related disasters in your home can be prevented if you take simple precautions now in preparing your home for winter weather. An important part of…

Mike & Michelle earn coveted Safeco Insurance 2021 Award of Excellence

At Gene Morgan Insurance, our goal has always been to help you and your family make smart insurance decisions. We’re thrilled to announce that the experience, skill and dedication of our team in doing exactly that has been recognized by Safeco Insurance, which recently recognized both Mike & Michelle Morgan as a 2021 Award of…

Boating Season is Here – Are You Up to Speed on Safety?

With spring in full bloom and summer just on the horizon, prime boating season is upon us here in California! And you might notice more people on the water than ever, because sales of recreational boats have been growing at a steady clip for seven consecutive years now, according to the National Marine Manufacturers Association….

What Car Drivers Need to Know About Motorcycles

Spring is here, which means you’ll likely see more motorcycles on the road. And the key word here is “see.” People driving cars and trucks often fail to notice the motorcyclists around them, partly because they’re not accustomed to looking for them. It’s obvious yet bears repeating: Motorcyclists are much more vulnerable than car and…

4 Things to Know About Taxes and Identity Theft

Join us for our free paper shredding event – May 22nd 2021 9 am – 1 pm During tax season, your personal information is particularly vulnerable. After all, your Social Security number (SSN) is on W-2 forms, your tax return and other financial documents being sent through the mail, transported to accountants and otherwise used…

Garden Water Conservation

It’s gardening season in California but with a potential drought coming water usage is a growing concern. Even if conditions aren’t dry at the moment, it’s a good idea to think about how you use this precious natural resource — and how you can use it more wisely. Here are five great tips from your…

Do You Need Earthquake Insurance?

Earthquakes are real concerns for California homeowners. A recent USGS study puts the odds of having a magnitude 6.7 (the same magnitude as the 1994 Northridge Earthquake) or greater quake in California at more than 99% during the next 30 years. Homeowners’ insurance policies do not cover damage and loss caused by earthquakes. Many people…

So You Need (or Want) to Take a Defensive Driving Course

Whether you were caught speeding (or worse), you’re looking for a discount on your car insurance, or you simply want to be a better driver, there are a wide range of defensive driving and driver improvement courses available in California these days. But, which is right for you? Here are five tips to help you…

Think Renter’s Insurance is Only for Your “Stuff”? Think Again!

Clients often think they don’t need renters insurance — “Nothing I have is worth that much,” they’ll say, or “I don’t have a lot of stuff.” That’s how most people think of renter’s coverage: protection for stuff, and nothing more. After all, it’s inexpensive and it doesn’t even cover the structure itself. So how important…