Protect Your Assets With an Umbrella Policy

A client of ours recently was involved in an unfortunate accident which has really reinforced our belief that most of our clients need an umbrella policy to protect their financial future. Most of our clients are unaware that standard limits on a homeowner’s or auto policy may not be enough!! If you are ever sued,…

Uninsured Motorists Are On The Rise

            The economic downturn has had numerous effects on our country. One of these is the increase in uninsured motorists on the road. According to new estimates from the Insurance Research Council, one in seven drivers in the United States are uninsured.   Despite the fact that many states have…

Special Delivery: Savings!

        Can you believe that the year is almost over? Since the holidays are coming up, it's time to start looking for deals. No, I'm not talking about black friday deals at Target. I'm talking about savings on your insurance! If you package your home and auto together with the same carrier,...

It’s Raining, It’s Pouring, Insurance Claims Are Soaring!

          The rain has finally made an appearance this season. That means that we have already had a few calls for weather-related claims. Leaking roofs, fences blowing down, and of course auto incidents because of the slick roads. Don’t let this be you! Take precautions before the rainy season starts. Here…

The Importance of Renters Insurance

  If you live in a rental home or apartment, chances are you don’t have the proper insurance. Even Uncle Jesse & Joey needed renters insurance!! Despite the fact that rented homes are more likely to be burglarized than owner-occupied properties, nearly 60 percent of renters don’t have a renters policy.   Why does it…

Auto Insurance Fraud is Costing Policyholders Millions

  During these uncertain times it is no surprise that fraudulent insurance claims are on the rise. Criminals are staging accidents to collect on innocent victims insurance policies, which is costing policyholders and insurers millions of dollars every year. That is why it is important that you stay informed and know exactly what to do…

Winter Storms Ahead! Are You Ready?

We admit it: As insurance pros, our picture of winter isn’t exactly cozy. Winter storms mean traffic snarls, hillsides turning to sheets of ice, and cars sliding around like hockey pucks. Cold temperatures can cause pipes to burst, frost swells and other damage. Heating your home with fireplaces and holiday lighting can increase the risk…

Trying to Save Money? Avoid the 5 Biggest Insurance Mistakes!

With nearly one in 10 Americans jobless, foreclosed homes reaching record heights, and others forced to make ends meet with less money, many people are looking for ways to cut costs on their insurance premiums. There are smart ways to save on home and auto insurance; however, there also mistakes that can result in being…

Leave The Paper Trail Behind!

Go green… Go paperless! The advantages of “going paperless” on your insurance policies are endless. For starters, you will help save the forests, but it can also help you become more efficient! Paying bills online saves time, money, and energy. By simply clicking the “pay now” button on your insurance company’s website you will have instantly…

7 Reasons Why Gene Morgan Should Be Your Insurance Agents

We’re independent insurance agents. We have the freedom to find you the coverage you need at the lowest possible premium. Complete coverage for individuals and families – auto, homeowners, renters, boats, motor homes, health and life insurance. Complete coverage for your business – business property, liability, workers comp, professional liability, bonds, marine, farms, trucking, accident…