When springtime rolls around in the Bay Area, almost everyone thinks of cleaning. That’s fine (we probably all need to do a little more of that, after all), but there’s something even more important to keep in mind: home maintenance. So, when it’s time to set your clocks ahead for daylight-saving time and change the batteries…
Motor vehicle corrosion is a billion-dollar problem in the United States, according to the Federal Highway Administration. And, no wonder. Road salt, tree sap, mud, pollution and even dead bugs and bird poop all contribute to a year-round assault on your vehicle here in Livermore, potentially leading to serious damage and pre-mature aging. Safety is…
1. Know the difference between independent agents and other insurance agents or carriers. An independent agent represents a number of different insurance companies. In contrast, agents who represent large national companies only sell products from that carrier. A direct insurance company sells to you directly without an agent, typically online. An independent agent has the…
With summer just around the corner, it’s a great time to start planning your RV trip. Whether you’re heading to Southern California or planning your getaway a lot farther from home, you’ll want to make the trip safely. At Gene Morgan Insurance Agency, we want you to travel safely too. Here are some great tips…
It has long been a myth that umbrella policies are only for high-net worth families and not necessary for most individuals. This notion is false as most people are at-first for claims and lawsuits that surpass their underlying insurance policy coverages. It is imperative that families with children, rental properties, watercraft, etc carry an umbrella…
We have revamped our referral program for 2016 to include donations to local non-profits. For ever referral a client sends to our agency they will receive a $25 gift card to Starbucks or Target, and will donate $25 to a local charity! Donations in the first quarter of 2016 will go to the Valley Humane…
On Groundhog Day, it’s time to start thinking about spring. (Or time to at least hope that springtime is coming, anyway.) And whether Punxsutawney Phil sees his shadow or not, we here at Gene Morgan Insurance have you covered. Get ready for spring Although everyone thinks of cleaning when it comes to spring, there…
Attention friends & clients! We have decided to revamp our referral program for 2016. In the past we would send a $25 gift card to Target or Starbucks when a client referred a friend to our agency for a quote and held a monthly drawing for a $100 gift card to one lucky winner. In…
Most people have an idea of what’s covered and not covered under their various insurance policies. But at Gene Morgan Insurance Agency, we get a lot of questions about borrowing or loaning a car. Anytime you might be looking to borrow your neighbor’s truck for a home-improvement project, or borrow a friend’s car if yours…
Buying a new car is an exciting time — but it can also be stressful. After all, you’re trying to get the best deal on price, while also deciding on the make, model and features you need. Here at Gene Morgan Insurance, we can’t really help you become a master negotiator when it comes to…
