Heavy Rain? Be on the Lookout for Heavy Damage

Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many areas of the country, and they help keep things green, even if they keep you…

So You Need (or Want) to Take a Defensive Driving Course

Whether you were caught speeding (or worse), you’re looking for a discount on your car insurance, or you simply want to be a better driver, there are a wide range of defensive driving and driver improvement courses available in the East Bay Area these days. But, which is right for you? Here are five tips…

Expect higher-than-normal home and auto premium increases in 2022

We have conversations daily with our clients about the extreme rise in insurance premiums lately. We are also here to tell you give you even more bad news: This is absolutely not expected to end any time soon. Why? Historic inflation and other contributing trends have been driving up costs related to the repair and…

5 Dos and Don’ts of Flying a Drone

5 Dos and Don’ts of Flying a Drone   Drones are exploding in popularity in California, and so are the news stories about someone flying too close to a commercial aircraft or shooting down a drone. These are real incidents, but with these five dos and don’ts of drone operation, you don’t have to experience…

How to Check Your Property for Damage After a Storm

How to Check Your Property for Damage After a Storm When a big storm hits the Tri-Valley, you hunker down inside, relying on your home to protect you and your family. Once that storm passes, though, it’s time to repay the favor — identifying damage and protecting your home from further issues. The National Storm…

Paying too Much for Earthquake Insurance?

Many homeowners in California are unaware that there are options for earthquake insurance; you are not obligated to California Earthquake Authority only. There are many other private insurance companies that offer earthquake insurance, and often times it is less than HALF as much as CEA! You read that right. In many areas in California, the…

Protect Your RV this Winter!

Don’t Delay — Start Thinking About Winterizing Your RV Today Unless you’re headed to a warmer climate for the winter, fall in California is the time to start preparing your RV for winter (as long as you’re done using it for a while, that is). The elements can wreak havoc on your RV’s systems and exterior,…

The Gift of Time Could be Your Best Gift This year!

For many, the holiday season is a time for celebration and fun with loved ones. But for others in the Tri-Valley, the season can be one of the loneliest times of the year. At Gene Morgan Insurance Agency, we know how precious the gift of time can mean to someone in Livermore during the Holidays. Here…

Decorate Safely this Holiday Season!

We know that decorating for Christmas is fun and festive; but before you climb on the roof to string your lights, know that about 12,500 injuries occur every year due to Christmas lights and decorations. Along with injuries, Christmas decorations also cause millions of dollars in property damage during the holidays. Be safe when decorating…

Ready for a power outage or emergency?

With our California winter storms well under way, it’s always a good idea to have an emergency kit handy in case of power outages or other issues — especially with the threat of stormy weather in fall and winter. See recommendations from the American Red Cross below. Emergency kit basics Water (one gallon per person,…