Open Enrollment Begins Today!

  Health insurance open enrollment for individual & family plans begins today.  Whether you are signing up for a new plan or changing your current plan, the time is now to discuss your needs. Open enrollment will end on 1/31/17. If you miss this deadline you are not able to enroll for coverage unless you…

Play it Safe this Halloween

Whether your kids are dressed as a hot dog or another delicious treat, smart parents can ensure a safe Halloween by accompanying small children around their neighborhood. If children are old enough to explore the neighborhood on their own, advice them to visit homes where they know they’ll be welcome. If the house is dark…

3 Easy Ways to Reduce the Risk of a Car Crash

With stormy weather right around the corner it is more important now to drive safe on the road. Unfortunately, too many trips on the road will end up being memorable for the wrong reasons, due to crashes and other risks that drivers face anytime they hit the road. You can take control of your next…

Should You Be Worried About Your Appliance Hoses?

There’s a ticking time bomb in your Tri-Valley, CA house right now, waiting to strike when you least expect it. In fact, there might even be more than one. And each can cause thousands and thousands of dollars in damage. We here at Gene Morgan Insurance are talking about faulty appliance hoses, of course. Consider…

Home Security is Easier — and Better — Than Ever

Think home security in California. is still about bulky camera equipment and wires running all throughout your home? Think again. Today, things have changed quite a bit, and the playing field has been leveled. Advanced tools and security systems are more accessible and affordable than ever. (And installing them might get you a discount on your…

Think You Can’t Afford Life Insurance, or Don’t Need it?

Thank you can’t afford life insurance? Think again. Term life insurance is actually much more affordable than most people know. It can cost as little as $12 a month for a healthy individual, depending on the term and amount. Most plans offer flexible payment options that can be helpful if your financial situation changes later…

September is Life Insurance Awareness Month!

Did you know that September is Life Insurance Awareness Month? With that in mind, we’re going to lay some cold hard facts on you about life insurance. 7 in 10 American households with children under 18 would be in jeopardy if the primary bread-winner died. 30% of U.S. households (35 million) have no life insurance protection at…

7 Tips to Help Keep Student Athletes Safe

Your Bay Area household may be one of the millions this fall in which student athletes are dreaming of victory on their school playing fields. Of course, we here at Gene Morgan Insurance want to see them succeed, but we also want them to be safe. So, here are seven tips for students, parents and…

Going Camping? Keep Your High-Tech Gear Safe With These Tips

First things first: Do you really need to bring your tablet or laptop on your camping trip in Yosemite or another campsite in Northern California? Are you really going to watch a movie instead of looking at the stars? Check your email instead of roasting marshmallows? Work instead of play? Well, OK. We can’t stop…