Spring Maintenance for Your Home

When springtime rolls around in the Bay Area, almost everyone thinks of cleaning. That’s fine (we probably all need to do a little more of that, after all), but there’s something even more important to keep in mind: home maintenance. So, when it’s time to set your clocks ahead for daylight-saving time and change the batteries…

All About Condo Insurance

You’ve taken the plunge and opted for condo life.  Now that the papers are signed, it seems like everything is taken care of for you—building maintenance, roof repairs, landscaping, insurance, etc.  It’s time to relax because everything is covered, right? Not quite.  The insurance policy provided by the condo association covers the building structure and…

Educate Yourself on Motorcycle Safety

As the weather gets warmer outside most motorcycle riders are beginning to ride more often. Now is the best time to review your motorcycle insurance to make sure you are properly covered! In addition, please take note of the below important safety tips to keep you safe on the road! Nine out of 10 motorcycle…

Clean Your Way to a Longer-Lasting Car

Motor vehicle corrosion is a billion-dollar problem in the United States, according to the Federal Highway Administration. And, no wonder. Road salt, tree sap, mud, pollution and even dead bugs and bird poop all contribute to a year-round assault on your vehicle here in Livermore, potentially leading to serious damage and pre-mature aging. Safety is…

What to Know Before You Go Solar

Solar panels can be economically and environmentally sound, and they’re more accessible than ever. According to one research firm, U.S. homes and businesses installed a new system every four minutes in 2013. But, is solar power right for you here in the Tri-Valley? To help you address the question, here are five things to think…

6 Tips for Choosing an Independent Insurance Agent

1. Know the difference between independent agents and other insurance agents or carriers. An independent agent represents a number of different insurance companies. In contrast, agents who represent large national companies only sell products from that carrier. A direct insurance company sells to you directly without an agent, typically online. An independent agent has the…

Tips for safe driving in your RV

With summer just around the corner, it’s a great time to start planning your RV trip. Whether you’re heading to Southern California or planning your getaway a lot farther from home, you’ll want to make the trip safely. At Gene Morgan Insurance Agency, we want you to travel safely too. Here are some great tips…

Everyone Needs an Umbrella.

It has long been a myth that umbrella policies are only for high-net worth families and not necessary for most individuals. This notion is false as most people are at-first for claims and lawsuits that surpass their underlying insurance policy coverages. It is imperative that families with children, rental properties, watercraft, etc carry an umbrella…

5 Questions to Ask if You Keep Guns in Your Home

There are an estimated 300 million firearms in U.S. homes. And, with a lot of guns comes the potential for a lot of gun-related accidents. So, ask yourself these questions to help prevent your household in California from experiencing one. How secure are my guns? Nobody — especially kids — should be able to access your firearms…