Motorcycle Safety

As the weather gets warmer outside most motorcycle riders are beginning to ride more often. Now is the best time to review your motorcycle insurance to make sure you are properly covered! In addition, please take note of the below important safety tips to keep you safe on the road! Nine out of 10 motorcycle…

6 Tips for Choosing an Independent Insurance Agent

1. Know the difference between independent agents and other insurance agents or carriers.  An independent agent represents a number of different insurance companies. In contrast, agents who represent large national companies only sell products from that carrier. A direct insurance company sells to you directly without an agent, typically online. An independent agent has the…

Tips for safe driving in your RV

With summer just around the corner, it’s a great time to start planning your RV trip. Whether you’re heading to Southern California or planning your getaway a lot farther from home, you’ll want to make the trip safely. At Gene Morgan Insurance Agency, we want you to travel safely too. Here are some great tips…

Goodbye to Our Valued Team Member, Linette Smith!

A few weeks one our most valued team members retired. She worked with us for 14 years and started as our agency’s bookkeeper and transitioned into our health insurance agent. She did a tremendous job with her clients and took great care of each and every one. She often was even sent gifts due to…

This Valentine’s Day, Insure Your Jewelry!

A standard homeowners policy includes coverage for jewelry and other precious items such as watches and furs. These items are covered for losses caused by all the perils included in your policy such as fire, windstorm, theft and vandalism. However, there are special limits of liability for certain items, meaning that the insurer will not…

Open Enrollment Ends 2/15/15

Health insurance open enrollment ends this weekend, on February 15th 2015. If you are currently uninsured this is the deadline to enroll for coverage effective 3/01/15. Remember, it is now the law to carry health insurance. Covered CA is our State’s exchange to apply for coverage that can provide financial assistance if you qualify. It…

Why Everyone Needs an Umbrella Policy

If you are ever sued, your standard homeowners or auto policy will provide you with some liability coverage, paying for judgments against you and your attorney’s fees, up to a limit set in the policy. However, in our litigious society, you may want to have an extra layer of liability protection. That’s what a personal…

Introducing Mercury Insurance

As independent agents are always looking for ways to grow and expand our product and carrier offering to better serve our clients. We recently became appointed with Mercury Insurance and are excited to begin working with them! Mercury Insurance is a regional carrier with heavy roots in California. They write personal & commercial auto insurance,…

Do You Have Enough Coverage to Rebuild Your Home?

Imagine how devastating it would be to lose your home in a fire. Now imagine not being able to rebuild it completely because you didn’t have the correct amount of insurance. Seeing a firefighter enter your home is definitely worst-case scenario; but we are here to explain why having accurate and comprehensive homeowner’s insurance is…

New Years Travel Advice

Millions of Americans will do some traveling this New Year holiday- the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you’re simply driving around in the bay area or headed to the Lake Tahoe area. At Gene Morgan Insurance, we’d like to help you not only enjoy your…