Heavy Rain? Be on the Lookout for Heavy Damage

Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many areas of the country, and they help keep things green, even if they keep you…

Expect higher-than-normal home and auto premium increases in 2022

We have conversations daily with our clients about the extreme rise in insurance premiums lately. We are also here to tell you give you even more bad news: This is absolutely not expected to end any time soon. Why? Historic inflation and other contributing trends have been driving up costs related to the repair and…

The Gift of Time Could be Your Best Gift This year!

For many, the holiday season is a time for celebration and fun with loved ones. But for others in the Tri-Valley, the season can be one of the loneliest times of the year. At Gene Morgan Insurance Agency, we know how precious the gift of time can mean to someone in Livermore during the Holidays. Here…

Decorate Safely this Holiday Season!

We know that decorating for Christmas is fun and festive; but before you climb on the roof to string your lights, know that about 12,500 injuries occur every year due to Christmas lights and decorations. Along with injuries, Christmas decorations also cause millions of dollars in property damage during the holidays. Be safe when decorating…

Donate to our Coat Drive!

Can you believe it is that time of year already? Our agency is a drop off location for Tri-Valley Rotary’s annual coat drive. Your donation of a new or gently used coat for children ages 2-16 will benefit those in need! Coats will be distributed to children in our community in the month of December….

Ready for a power outage or emergency?

With our California winter storms well under way, it’s always a good idea to have an emergency kit handy in case of power outages or other issues — especially with the threat of stormy weather in fall and winter. See recommendations from the American Red Cross below. Emergency kit basics Water (one gallon per person,…

Pet Insurance

You buy health insurance for yourself, so why not buy it for your best friend too? Caring for a sick pet can be very costly, especially since your furry friend cannot tell you what is wrong. Pet insurance is becoming more and more common these days and can come in very handy when you need…

Do You Need Earthquake Insurance?

Earthquakes are real concerns for California homeowners. A recent USGS study puts the odds of having a magnitude 6.7 (the same magnitude as the 1994 Northridge Earthquake) or greater quake in California at more than 99% during the next 30 years. Homeowners’ insurance policies do not cover damage and loss caused by earthquakes. Many people…

Storage Tips for Summer Toys

No matter where you live, cooler temperatures will soon be here. You may be thinking about how that will impact your summer powersports toys over the next few months. Here are some useful tips for storing your season toys: For Motorcycles: Top off your fuel tank and add high-quality fuel stabilizer designed for the type…