Do You Need Workers Compensation Insurance?

To give you an easy answer… YES! Employers have a legal responsibility to their employees to make the workplace safe. However, accidents happen even when every reasonable safety measure has been taken. To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in…

Manage Your Insurance Policy On the Go!!

With today’s improved technology, most major insurance companies have introduced phone applications. Companies from Progressive, Travelers, Safeco, Nationwide, Allstate, State Farm, Farmers, and many others have introcuded such apps. Not sure how to find these applications? Contact your insurance agent if you need help. So what does this mean for you? You can pay your…

Swimming Pool Safety Tips

Summer is well underway, and with the warm weather comes fun in swimming pools! Before you allow children and families to swim in the pool in your backyard, please take these pool safety tips into consideration. General Pool Safety Enclose with a 4 foot fence around all 4 sides. Enclose your pool or spa area…

Listen to Oprah: Don’t Text and Drive!

Oprah has teamed with Liberty Mutual Insurance company to get the word out… texting while driving is NOT safe!! Vehicular accidents are the #1 killer of teenagers in America. When it comes to teen driving, the danger of text messaging while driving is right up there with drunken driving. According the SADD (Students Against Destructive…

Don’t Let Fido Take a Bite Out of Your Wallet!!

Did you know you are held liable by law if your dog bites someone? A person who is bit by a dog can sue the owner for any amount they wish! Homeowners insurance will protect you if you are held liable in court if your dog has bitten someone. Liability limits range anywhere from, $100,000…

Top 10 Ways to Save on Auto Insurance

Looking for ways to save money on your auto insurance? Read below for the top 10 ways to save! SHOP AROUND. All companies have different rates for your location, type of car, and driving history. Some cater to clean drivers, some have better rates for drivers with activity on their record. Make sure when your…

Don’t Think You Need Life Insurance? Think Again!

Top prospects for life insurance are: Newly married couples who depend on each other’s income. Families taking on new debt or a larger mortgage. Parents with young children or a new baby. An adult child whose elderly parent depends on him or her for care. Divorcing couples who need to replace alimony or child support….

Gene Morgan Insurance Donates $10,000 to Local Schools

Last fall our agency, partnered with Safeco Insurance, donated $10,000 to the Livermore Valley Education Foundation. The money will be used this upcoming school year specifically for the music programs. All our employees attended a weekly school board meeting to shake hands with all the school board members, so they could thank us for our generous…

What is the Value of An Independent Agent?

WE DO THE SHOPPING FOR YOU! Insurance agents are trained and licensed professionals who dedicate their career to helping people with their insurance needs. They offer knowledgeable advice and guidance for all their client’s insurance needs; whether it be home, auto, life, health, or business insurance. Independent agents are a one-stop shop for all insurance!…