EXPECT HIGHER-THAN-NORMAL HOME AND AUTO PREMIUM INCREASES IN 2022

We have conversations daily with our clients about the extreme rise in insurance premiums lately. We are also here to tell you give you even more bad news: This is absolutely not expected to end any time soon. Why? Historic inflation and other contributing trends have been driving up costs related to the repair and…

Are you paying too much for earthquake insurance?

Many homeowners in California are unaware that there are options for earthquake insurance; you are not obligated to California Earthquake Authority only. There are many other private insurance companies that offer earthquake insurance, and often times it is less than HALF as much as CEA! You read that right, in many areas in California we can…

How Efficiently (or Inefficiently) Do You Use Your Heat?

Many homeowners in Livermore see their energy bills each winter and think, “How can I be spending this much when the house isn’t even that warm?” To get an answer to that question, you should start with some other questions that will help determine just how efficiently you’re heating your home. Where is the warm…

The Light Side of Home Security

Leaving your lights on — is it really a good way to keep burglars away from your Pleasanton home, or can it actually attract them? Or, is it just a “good” way to increase your electricity bill? As with so many questions in life, there isn’t one “right” answer. Using lights to enhance your home security…

Heavy Rain? Be on the Lookout for Heavy Damage

Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many areas of the country, and they help keep things green, even if they keep you…

Expect higher-than-normal home and auto premium increases in 2022

We have conversations daily with our clients about the extreme rise in insurance premiums lately. We are also here to tell you give you even more bad news: This is absolutely not expected to end any time soon. Why? Historic inflation and other contributing trends have been driving up costs related to the repair and…

The Gift of Time Could be Your Best Gift This year!

For many, the holiday season is a time for celebration and fun with loved ones. But for others in the Tri-Valley, the season can be one of the loneliest times of the year. At Gene Morgan Insurance Agency, we know how precious the gift of time can mean to someone in Livermore during the Holidays. Here…

Decorate Safely this Holiday Season!

We know that decorating for Christmas is fun and festive; but before you climb on the roof to string your lights, know that about 12,500 injuries occur every year due to Christmas lights and decorations. Along with injuries, Christmas decorations also cause millions of dollars in property damage during the holidays. Be safe when decorating…

Donate to our Coat Drive!

Can you believe it is that time of year already? Our agency is a drop off location for Tri-Valley Rotary’s annual coat drive. Your donation of a new or gently used coat for children ages 2-16 will benefit those in need! Coats will be distributed to children in our community in the month of December….