When Water Goes Where It Shouldn’t

Even a small leak can become a major problem, so knowing what you’re covered for and how to prevent water damage are equally important.  The below tips should help uncover any potential water problems down the road and keep your property dry. Check appliance hoses.  Standard hoses are not as durable as they used to…

Changes in Your Life? Now is the Time to Assess Your Life Insurance Needs

Have you recently had important changes in your life? Now is the time to assess your current life insurance needs. Whether it be to protect your family or plan for retirement, there will never be a more opportune time. Important life changes that can chance life insurance needs: Marriage New Child New grandchild Divorce Remarriage…

7 Tips to Help Keep Student Athletes Safe

Your Bay Area household may be one of the millions this fall in which student athletes are dreaming of victory on their school playing fields. Of course, we here at Gene Morgan Insurance want to see them succeed, but we also want them to be safe. So, here are seven tips for students, parents and…

What you Need to Know About your Children Being Away at College

Every fall, college students head back to campus and the things that travel with them get more sophisticated. It’s important to understand the limits of your property coverage that will follow your student to college, whether its across the state of across the country. Personal Property Students find very creative ways to fill their living…

Play it Safe This Halloween!

Smart parents can ensure a safe Halloween by accompanying small children around the neighborhood. If children are old enough to explore the neighborhood on their own, advise them to visit homes where they know they’ll be welcome. If the house is dark and uninviting, tell the kids to stay away. Parents should also leave the…

5 Tips for Deep Frying a Turkey This Thanksgiving

Those in California who have tasted deep-fried turkey usually say there’s simply no comparison to an oven-roasted bird — turkey out of the fryer is moist, with crispy skin and a beautiful color. And, it cooks much more quickly than a turkey in the oven, which means you don’t have to wait for hours on…

Fall Night Driving Dangers

  A little extra caution can go a long way while driving at night   Summer has ended, and while fall and winter have their own pleasures; longer nights mean increased danger on the roads. You might think you drive just as well at night, but consider this: Even though nighttime driving accounts for just…

Night Driving Dangers

A little extra caution can go a long way while driving at night   Summer has ended, and while fall and winter have their own pleasures  — longer nights mean increased danger on the roads. You might think you drive just as well at night, but consider this: Even though nighttime driving accounts for just…

Over the river and through the woods in California…

Millions of Americans will do some traveling this holiday season – the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you’re simply driving around in the Bay Area or headed to Lake Tahoe. At Gene Morgan Insurance,  we’d like to help you not only…