So You Need (or Want) to Take a Defensive Driving Course

Whether you were caught speeding (or worse), you’re looking for a discount on your car insurance, or you simply want to be a better driver, there are a wide range of defensive driving and driver improvement courses available in the East Bay Area these days. But, which is right for you? Here are five tips…

Garden Water Conservation

It’s gardening season in California but with a potential drought coming water usage is a growing concern. Even if conditions aren’t dry at the moment, it’s a good idea to think about how you use this precious natural resource — and how you can use it more wisely. Here are five great tips from your…

So You Need (or Want) to Take a Defensive Driving Course

Whether you were caught speeding (or worse), you’re looking for a discount on your car insurance, or you simply want to be a better driver, there are a wide range of defensive driving and driver improvement courses available in California these days. But, which is right for you? Here are five tips to help you…

Think Renter’s Insurance is Only for Your “Stuff”? Think Again!

Clients often think they don’t need renters insurance — “Nothing I have is worth that much,” they’ll say, or “I don’t have a lot of stuff.” That’s how most people think of renter’s coverage: protection for stuff, and nothing more. After all, it’s inexpensive and it doesn’t even cover the structure itself. So how important…

3 Important Things to Know About Fire Extinguishers

Whether your Bay Area home is a three-story Tudor, a skyline-grazing apartment or an RV on wheels, you need at least one fire extinguisher for it. But if you don’t have the right one, or you haven’t checked it recently, you may have a false sense of security rather than a fire-fighting device. There are…

Emergency Preparedness Kit

Last week’s unprecedented and deadly storm in Texas was all the proof we needed here in California that anything can happen. It’s always best to be prepared for the worst. What You Need in an Emergency Kit You never know when a natural disaster is going to hit the Bay Area — or even just…

Porch Lights and Home Security

With Halloween this weekend, it is an important reminder to practice proper porch light safety! With trick or treaters out tomorrow it is important to remember to keep your porch lights on if you are handing out candy, and keep your porch lights off to notify families that you are not participating. The Light Side…

7 Reasons Why We Should be Your Insurance Agent!

We’re independent insurance agents. We have the freedom to find you the coverage you need at the lowest possible premium. Complete coverage for individuals and families – auto, homeowners, renters, boats, motor homes, health and life insurance. Complete coverage for your business – business property, liability, workers comp, professional liability, bonds, marine, farms, trucking, accident…

When Water Goes Where it Shouldn’t, are you Covered?

Even a small leak can become a major problem, so knowing what you’re covered for and how to prevent water damage are equally important.  The below tips should help uncover any potential water problems down the road and keep your property dry. Check appliance hoses.  Standard hoses are not as durable as they used to…

Are you Protected by Wildfire Defense Systems?

In California, there are a few insurance companies that automatically include enrollment into a Wildfire Defense Program in designated high-risk wildfire locations for their homeowner’s insurance policy holders.  The program can provide crews to remove overgrown vegetation, fuel tanks or trash from the property. They may also use temporary sprinkler systems or fire engines and,…