Whether it’s escaping on your motorcycle, cruising in your boat or trekking cross-country in your RV, we can help protect whatever moves you. And since you are already a client of our agency, you could qualify for multiple-policy discounts on your insurance if you add a motorcycle, watercraft, or RV policy. Not only can we…
Even a small leak can become a major problem, so knowing what you’re covered for and how to prevent water damage are equally important. The below tips should help uncover any potential water problems down the road and keep your property dry. Check appliance hoses. Standard hoses are not as durable as they used to…
Sure, we may not be quite as suave or have awesome gadgets made out of everyday items, but we help you when it really matters. I mean, how often are you going to be chased down by some nefarious villain? It is more likely that you will have a claim on your insurance policy. Some people…
If you have assets to protect, it is essential you buy an umbrella policy to cover your home and auto insurance policies. Claims can arise from many different situations. The below list are true-life stories that can easily happen to anyone. Auto Insurance Claims. A policyholder’s child loses control on a highway overpass. The car…
We’re independent insurance agents. We have the freedom to find you the coverage you need at the lowest possible premium. Complete coverage for individuals and families – auto, homeowners, renters, boats, motor homes, health and life insurance. Complete coverage for your business – business property, liability, workers comp, professional liability, bonds, marine, farms, trucking, accident…
In California we have been experiencing heavy rain over the past few months. We thought now would be a great time to remind people what to do in the event of an emergency water leak or flood. Follow these steps in the event of an emergency: 1. Stop the Water If water is coming from…
Even a small leak can become a major problem, so knowing what you’re covered for and how to prevent water damage are equally important. The below tips should help uncover any potential water problems down the road and keep your property dry. Check appliance hoses. Standard hoses are not as durable as they used to…
Here in California, the Bay Area got soaked over the past weekend. Did you sprout a new water leak in your home? Are you just now discovering water damage? Follow these emergency guidelines to properly mitigate the damage to your home. Immediately call ServPro or another emergency service to stop and clean up the water…
There’s a ticking time bomb in your Tri-Valley, CA house right now, waiting to strike when you least expect it. In fact, there might even be more than one. And each can cause thousands and thousands of dollars in damage. We here at Gene Morgan Insurance are talking about faulty appliance hoses, of course. Consider…
Our agency has been getting calls from clients requesting quotes for flood insurance on their properties in anticipation of California’s EL Nino. It is important to note that floods are not covered on a homeowner’s or commercial property policy and will always require separate insurance. Flood insurance is generally optional and more affordable than you…
