2012 Agribusiness Conference

Two weeks ago our agents Marnie & Michelle attended the 2012 Agribusiness Conference in Sacramento. The conference is a unique opportunity to learn about the farm and agricultural industry; network with agribusiness insurance professionals and to earn the Agribusiness and Farm Insurance Specialist Designation (AFIS). The AFIS designation is the foremost professional designation for specialists…

Five Insurance Mistakes to Avoid… And Still Save Money!

  1. Insuring a home for its real estate value rather than for the cost of rebuilding. When real estate prices go down, some homeowners may think they can reduce the amount of insurance on their home. But insurance is designed to cover the cost of rebuilding, not the sales price of the home. You…

If You’ve Got it, We Protect It!

Whether it’s escaping on your motorcycle, cruising in your boat or trekking cross-country in your RV, we can help protect whatever moves you. And since you are already a client of our agency, you could qualify for multiple-policy discounts on your insurance if you add a motorcycle, watercraft, or RV policy. Not only can we…

Beyond Qualified… We Are Certified!

The better an agent knows and understands your business, the better he or she can act as your trusted partner, helping ensure you’ve got the insurance coverages you need, while keeping costs reasonable. Farm agent certification is another reason Nationwide is the nation’s #1 farm and ranch provider. We know of no other farm insurance company…

Avoiding Distractions While Driving Could Save Your Life!

You’ve seen them on the roads; you might even know a few of them. And you could be one yourself. Distracted drivers in come in all shapes, sizes, ages and experience levels. Even if you’re not one today, you could become one at any moment — in the time it takes you to answer your…

When Water Goes Where It Shouldn’t

Even a small leak can become a major problem, so knowing what you’re covered for and how to prevent water damage are equally important.  The below tips should help uncover any potential water problems down the road and keep your property dry.  Check appliance hoses.  Standard hoses are not as durable as they used to…

Protect Your Assets With an Umbrella Policy

A client of ours recently was involved in an unfortunate accident which has really reinforced our belief that most of our clients need an umbrella policy to protect their financial future. Most of our clients are unaware that standard limits on a homeowner’s or auto policy may not be enough!! If you are ever sued,…

Love Bites – Get Umbrella Coverage!

In today’s economy, everyone is pinching pennies.  So why worry about umbrella coverage?  Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits.  Large damages can be awarded, be extremely expensive and have long-term financial impact.  Those lawsuits can come from unlikely sources, such as our furry…

Water Claims on the Rise

Recently we have been seeing more water claims than ever! Because of this new trend, we want to pass on some helpful information for water claims as well as tips to help you protect your home to avoid a loss. Most insurance policies provide coverage for water damage that can be described as “sudden and accidental”…