Are Insurance Agents Better Than Secret Agents? You Decide…..

Sure, we may not be quite as suave or have awesome gadgets made out of everyday items, but we help you when it really matters. I mean, how often are you going to be chased down by some nefarious villain? It is more likely that you will have a claim on your insurance policy. Some people…

Still not sure if you need an umbrella policy?

Maybe these TRUE stories will help change your mind: An insured was a retired doctor with significant assets.  The sun was in his eyes and he made a left turn and struck a motorcyclist and killed him.  This insured carried a $250k liability policy with no umbrella.  The motorcyclist that died was a CEO of a…

Why Do You Need Uninsured Motorist Coverage?

Because it is protection for YOURSELF! So what exactly is uninsured motorist coverage? Uninsured or underinsured motorist coverage will pay for injuries to you and your passengers, and also damage to your vehicle, when there is an accident and the other driver is both legally responsible for the accident and is “uninsured.” An uninsured driver…

Smokey the Bear Says…

Only YOU can prevent wildfires! Now that we are approaching the dry summer months, we are at risk for wildfires! California has had the most costly wildfires in recent years. Read on to learn the facts of California wildfires, and how you can help protect your home! GET THE FACTS: In 2009 California had 405,585 acres burned…

Diamonds Are A Girls Best Friend

Not all of us are dripping in jewels, but you may have a few pieces that are worth something. If that is the case, it might be a good idea for you to schedule them on your homeowners policy. That way if something happens they are not subject to your deductible like they otherwise would…

It’s A Nice Day For A White Wedding

Getting married and the venue you chose is requiring special event insurance? Before you buy your policy, know what is covered and what might not be! Special event insurance is not only for weddings; it can be used to cover anniversary parties, quinceneras, graduation parties, or any other special event you might be planning! Special…

Have You Heard?

Our clients love us! Check out some of our most recent testimonials from our clients: “After 35 years with the same insurance company, we decided to contact Gene Morgan’s Insurance to get a quote on our insurance.  Briefly describing our insurance needs to Mike Morgan he requested we email him property addresses, make and model…