You buy health insurance for yourself, so why not buy it for your best friend too? Caring for a sick pet can be very costly, especially since your furry friend cannot tell you what is wrong. Pet insurance is becoming more and more common these days and can come in very handy when you need…
Today, November 1st, is the first day of open enrollment. This means you can now enroll if you do not have a qualifying event, or you can now change your existing plan if you are already enrolled. Coverage for new enrollments begins 1/01/2022. The deadline to enroll for new health insurance beginning on this date…
We wish you all a fun, safe, and happy Halloween! From your friends at Gene Morgan Insurance Agency!
Earthquakes are real concerns for California homeowners. A recent USGS study puts the odds of having a magnitude 6.7 (the same magnitude as the 1994 Northridge Earthquake) or greater quake in California at more than 99% during the next 30 years. Homeowners’ insurance policies do not cover damage and loss caused by earthquakes. Many people…
Unlike Halloween 2020, we hope kids are able to get out of the house and safely trick-or-treat this year! Whether your kids are dressed as a hot dog or another delicious treat, smart parents can ensure a safe Halloween by accompanying small children around their neighborhood. If children are old enough to explore the neighborhood…
No matter where you live, cooler temperatures will soon be here. You may be thinking about how that will impact your summer powersports toys over the next few months. Here are some useful tips for storing your season toys: For Motorcycles: Top off your fuel tank and add high-quality fuel stabilizer designed for the type…
Let’s try a little exercise: Can you list everything you own from memory? Didn’t think so. The fact is most people own more things than they realize. It’s easy to remember the cars, the computer, the TV. But what about that holiday china in the garage? Or every pair of shoes? All of it is…
Making Smart Savings Choices In today’s unsettled economy, many people are looking for ways to stretch their money—but sometimes this includes altering insurance coverages to dangerously low levels or eliminating coverage entirely. If you’re thinking about changing your coverage to save money, consider these key issues below — and give us a call. We can…
Many homeowners in California are unaware that there are options for earthquake insurance; you are not obligated to California Earthquake Authority only. There are many other private insurance companies that offer earthquake insurance, and often times it is less than HALF as much as CEA! You read that right. In many areas in California, the…
Thank you can’t afford life insurance? Think again. Term life insurance is actually much more affordable than most people know. It can cost as little as $12 a month for a healthy individual, depending on the term and amount. Most plans offer flexible payment options that can be helpful if your financial situation changes later…
