Open Enrollment Ends March 31st!

Open enrollment for individuals & families ends this Monday! If you miss the deadline the market will open again in the fall of 2014 for effective dates in 2015. Do not hesitate, sign up now! Enrollment is easy. Visit https://www.coveredca.com/ and click “apply now.” The only exception will be individuals who loose their current coverage through a…

6 Tips for Choosing An Independent Agent

1. Know the difference between independent agents and other insurance agents or carriers.  An independent agent represents a number of different insurance companies. In contrast, agents who represent large national companies only sell products from that carrier. A direct insurance company sells to you directly without an agent, typically online. An independent agent has the…

Got Pet Insurance?

You buy health insurance for yourself, so why not buy it for your best friend too? Caring for a sick pet can be very costly, especially since your furry friend cannot tell you what is wrong. Pet insurance is becoming more and more common these days and can come in very handy when you need…

7 Reasons Why Gene Morgan Insurance Should Be Your Agent

We’re independent insurance agents. We have the freedom to find you the coverage you need at the lowest possible premium. Complete coverage for individuals and families – auto, homeowners, renters, boats, motor homes, health and life insurance. Complete coverage for your business – business property, liability, workers comp, professional liability, bonds, marine, farms, trucking, accident…

Back to School Reminders for Empty-Nesters

Every fall, college students head back to campus and the things that travel with them get more sophisticated. It’s important to understand the limits of your property coverage that will follow your student to college, whether its across the state of across the country. Personal Property   Students find very creative ways to fill their…

7 Reasons Why Gene Morgan Should Be Your Insurance Agents

We’re independent insurance agents. We have the freedom to find you the coverage you need at the lowest possible premium. Complete coverage for individuals and families – auto, homeowners, renters, boats, motor homes, health and life insurance. Complete coverage for your business – business property, liability, workers comp, professional liability, bonds, marine, farms, trucking, accident…

Separated or Divorced? Protect Your Assets and Review Your Insurance!

With many divorces and separations making headlines in Hollywood today, it is bringing forward and important issue in insurance. Changes in your life will impact your needs and credit, so it is important to learn how to protect your assets. Nearly half of all marriages in the U.S. are likely to end in divorce, and…

Uninsured Motorists Are on the Rise!

There’s another unfortunate side of the economic downturn that impacts every driver on the road: The number of uninsured or underinsured motorists is expected to rise. According to a recent study from the Insurance Research Council, about one in six drivers across the United States may be driving uninsured through 2010. This means responsible drivers…

Kids Headed Off to College?

We know it seems like just yesterday your kids were headed off to their first day of kindergarten. But amidst the tears and sadness you feel as your children head off to college, there are some more important things to dwell on… like your insurance! Will they have property coverage inside their dorm or apartment?…

Top 5 Reasons to Buy an Umbrella Policy

If you have assets to protect, it is essential you buy an umbrella policy to cover your home and auto insurance policies. Claims can arise from many different situations. The below list are true-life stories that can easily happen to anyone. Auto Insurance Claims. A policyholder’s child loses control on a highway overpass. The car…