To give you an easy answer… YES! Employers have a legal responsibility to their employees to make the workplace safe. However, accidents happen even when every reasonable safety measure has been taken. To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in…
With today’s improved technology, most major insurance companies have introduced phone applications. Companies from Progressive, Travelers, Safeco, Nationwide, Allstate, State Farm, Farmers, and many others have introcuded such apps. Not sure how to find these applications? Contact your insurance agent if you need help. So what does this mean for you? You can pay your…
Oprah has teamed with Liberty Mutual Insurance company to get the word out… texting while driving is NOT safe!! Vehicular accidents are the #1 killer of teenagers in America. When it comes to teen driving, the danger of text messaging while driving is right up there with drunken driving. According the SADD (Students Against Destructive…
WE DO THE SHOPPING FOR YOU! Insurance agents are trained and licensed professionals who dedicate their career to helping people with their insurance needs. They offer knowledgeable advice and guidance for all their client’s insurance needs; whether it be home, auto, life, health, or business insurance. Independent agents are a one-stop shop for all insurance!…
If you’re going to train your dachshund to drive your boat, you should know these facts first….. Personal watercraft are not generally covered by homeowners or auto insurance, and where they are, the coverage limits can be fairly low. You may need to purchase a specifically designed policy in order to insure these vessels. The personal…
Sure, we may not be quite as suave or have awesome gadgets made out of everyday items, but we help you when it really matters. I mean, how often are you going to be chased down by some nefarious villain? It is more likely that you will have a claim on your insurance policy. Some people…
Born and raised here in Livermore, Marnie is the youngest of 3 girls. She loves spending time with her family and extended family in Idaho. Recently, Marnie took a trip to Europe and visited London, Paris, and Amsterdam and is very excited to go back and explore more! She also loves going to Disneyland with…
Diane moved to Livermore in 1996 with her husband and has been with Gene Morgan Insurance for 7 years. She is a personal and commercial lines agent, but also specializes in life insurance. So let’s get to know the real Diane…. On a nice day you would probably find her walking her miniature schnauzer, Baxter, taking a leisurely bike…
You take them to the park, to the groomer’s, or just for a joyride…they’re your pets and your passengers. So shouldn’t they be covered by your auto insurance policy? We think so. Most insurance companies are adding endorsements on their auto policies to include this much-needed coverage! They understand how much pet owners love their…
It’s almost summer!! That means luxurious vacations and adventures to exotic islands, right? Well, maybe for some of us, but most of us will work, go home and make dinner, and maybe go to a baseball game on the weekend. Times are tough right now and it is becoming harder and harder to go on…
