Emergency Preparedness Kit

Last week’s unprecedented and deadly storm in Texas was all the proof we needed here in California that anything can happen. It’s always best to be prepared for the worst. What You Need in an Emergency Kit You never know when a natural disaster is going to hit the Bay Area — or even just…

This Valentine’s day – Give the gift of LOVE & PROTECTION!

Protect those you love the most this Valentine’s day, give the gift of life insurance! Thank you can’t afford life insurance? Think again. Term life insurance is actually much more affordable than most people know. It can cost as little as $12 a month for a healthy individual, depending on the term and amount. Most…

Holiday Decorating Safety Tips!

Now that Thanksgiving is over, many people are already thinking about their Christmas decorating! We know that decorating for Christmas is fun and festive; but before you climb on the roof to string your lights, remember that about 12,500 injuries occur every year due to Christmas lights and decorations. Along with injuries, Christmas decorations also…

Pet Halloween Costume Contest

Head over to Facebook to enter our annual pet costume contest! Post your favorite photo of your pet in their Halloween costume on our Facebook page for your chance to win. This year we will have THREE winners! Prizes will be gift cards to local pet shop Murphy’s Paw. Amounts are as follows: First place-…

7 Reasons Why We Should be Your Insurance Agent!

We’re independent insurance agents. We have the freedom to find you the coverage you need at the lowest possible premium. Complete coverage for individuals and families – auto, homeowners, renters, boats, motor homes, health and life insurance. Complete coverage for your business – business property, liability, workers comp, professional liability, bonds, marine, farms, trucking, accident…

When Water Goes Where it Shouldn’t, are you Covered?

Even a small leak can become a major problem, so knowing what you’re covered for and how to prevent water damage are equally important.  The below tips should help uncover any potential water problems down the road and keep your property dry. Check appliance hoses.  Standard hoses are not as durable as they used to…

Are you Protected by Wildfire Defense Systems?

In California, there are a few insurance companies that automatically include enrollment into a Wildfire Defense Program in designated high-risk wildfire locations for their homeowner’s insurance policy holders.  The program can provide crews to remove overgrown vegetation, fuel tanks or trash from the property. They may also use temporary sprinkler systems or fire engines and,…

Is Your Teen Ready to Drive?

Your teenager will soon be driving—a major milestone for both of you. You and your teen may be experiencing all kinds of emotions, ranging from excitement to concern. As a parent, this is a great time to proactively take steps to help minimize the risks when your teen starts operating a motor vehicle. Can my…

Why a Home Inventory is Important

Let’s try a little exercise: Can you list everything you own from memory? Didn’t think so. The fact is most people own more things than they realize. It’s easy to remember the cars, the computer, the TV. But what about that holiday china in the garage?  Or every pair of shoes? All of it is…

Back to School Advice

Every fall, college students head back to campus and the things that travel with them get more sophisticated. It’s important to understand the limits of your property coverage that will follow your student to college, whether its across the state of across the country. Personal Property Students find very creative ways to fill their living…