The scene of a car accident can be scary and stressful, but if you know exactly what to do the whole process can go a lot more smoothly. Here are a few things to keep in mind: – If you are not at fault in an accident it is not necessary for you to get…
Did you know you are held liable by law if your dog bites someone? A person who is bit by a dog can sue the owner for any amount they wish! Homeowners insurance will protect you if you are held liable in court if your dog has bitten someone. Liability limits range anywhere from, $100,000…
With today’s improved technology, most major insurance companies have introduced phone applications. Companies from Progressive, Travelers, Safeco, Nationwide, Allstate, State Farm, Farmers, and many others have introcuded such apps. Not sure how to find these applications? Contact your insurance agent if you need help. So what does this mean for you? You can pay your…
Because it is protection for YOURSELF! So what exactly is uninsured motorist coverage? Uninsured or underinsured motorist coverage will pay for injuries to you and your passengers, and also damage to your vehicle, when there is an accident and the other driver is both legally responsible for the accident and is “uninsured.” An uninsured driver…
Sure, we may not be quite as suave or have awesome gadgets made out of everyday items, but we help you when it really matters. I mean, how often are you going to be chased down by some nefarious villain? It is more likely that you will have a claim on your insurance policy. Some people…
If you have assets to protect, it is essential you buy an umbrella policy to cover your home and auto insurance policies. Claims can arise from many different situations. The below list are true-life stories that can easily happen to anyone. Auto Insurance Claims. A policyholder’s child loses control on a highway overpass. The car…
7 Tips to Help Keep Student Athletes Safe Your Bay Area household may be one of the millions this fall in which student athletes are dreaming of victory on their school playing fields. Of course, we here at Gene Morgan Insurance want to see them succeed, but we also want them to be safe….
No matter where you live, cooler temperatures will soon be here. You may be thinking about how that will impact your summer powersports toys over the next few months. Here are some useful tips for storing your season toys: For Motorcycles: Top off your fuel tank and add high-quality fuel stabilizer designed for the type…
Well then pack your bag and call your insurance agent to ask about travel insurance! Did you know you can get insurance for trip cancellation, missed connections, and trip interruption? It’s true! Travel insurance is reasonably priced and could be a real lifesaver when the unexpected happens. No matter how good you plan, things can go…
We know it seems like just yesterday your kids were headed off to their first day of kindergarten. But amidst the tears and sadness you feel as your children head off to college, there are some more important things to dwell on… like your insurance! Will they have property coverage inside their dorm or apartment?…
