Protect your family from the ‘silent killer’

Carbon monoxide is an odorless, colorless, invisible gas that results when certain fuels do not burn completely. And it can be deadly. That’s why it’s important to know how to prevent it, detect it, and protect yourself and your family from its effects. In the home, carbon monoxide is most commonly formed by flames and…

Have some new jewelry in the house? Protect it!

Ah, Valentine’s Day is here, and love is in the air. Well, love and a few other things, such as chocolates, romantic dinners, candy hearts that say “Be Mine” – and, of course, jewelry. It’s exciting to receive jewelry from a loved one — or to give it as a gift. Not to mention romantic….

Holiday Pet Travel

Make sure your pets travel well for the holidays The holiday season is here and that means it’s time to eat good food and join together with loved ones. For many who have families far away, this is also is the time to pack up and get out of California. If you are gearing up…

5 Tips for Deep Frying a Turkey This Thanksgiving

Those in California who have tasted deep-fried turkey usually say there’s simply no comparison to an oven-roasted bird — turkey out of the fryer is moist, with crispy skin and a beautiful color. And, it cooks much more quickly than a turkey in the oven, which means you don’t have to wait for hours on…

Holiday Travel Advice

Millions of Americans will do some traveling this holiday season – the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you’re simply driving around in the Bay Area or headed to Southern California. At Gene Morgan Insurance, we’d like to help you not only enjoy your…

Think You Can’t Afford Life Insurance, or Don’t Need it?

Thank you can’t afford life insurance? Think again. Term life insurance is actually much more affordable than most people know. It can cost as little as $12 a month for a healthy individual, depending on the term and amount. Most plans offer flexible payment options that can be helpful if your financial situation changes later…

Changes in Your Life? Now is the Time to Assess Your Life Insurance Needs

Have you recently had important changes in your life? Now is the time to assess your current life insurance needs. Whether it be to protect your family or plan for retirement, there will never be a more opportune time. Important life changes that can chance life insurance needs: Marriage New Child New grandchild Divorce Remarriage…

How Much Life Insurance Do You Need?

When purchasing life insurance, the question really isn’t how much you need, but how much capital your family will need at the time of your death, which depends on two variables: 1)    How much will be needed at death to meet immediate obligations? This amount takes into account all final expenses: uncovered medical bills, funeral…

September is Life Insurance Awareness Month!

Did you know that September is Life Insurance Awareness Month? With that in mind, we’re going to lay some cold hard facts on you about life insurance. 7 in 10 American households with children under 18 would be in jeopardy if the primary bread-winner died. 30% of U.S. households (35 million) have no life insurance protection at…

7 Tips to Help Keep Student Athletes Safe

Your Bay Area household may be one of the millions this fall in which student athletes are dreaming of victory on their school playing fields. Of course, we here at Gene Morgan Insurance want to see them succeed, but we also want them to be safe. So, here are seven tips for students, parents and…