Decorate Safely this Holiday Season

We know that decorating for Christmas is fun and festive; but before you climb on the roof to string your lights, know that about 12,500 injuries occur every year due to Christmas lights and decorations. Along with injuries, Christmas decorations also cause millions of dollars in property damage during the holidays. Be safe when decorating…

Top 10 ways to honor a veteran on Veterans Day

Here at our agency, we celebrate Veterans Day because our founder, Gene Morgan, and our current boss, Mike Morgan, are both US Navy Vets! Americans celebrate Memorial Day in the spring and Veterans Day in the fall. While it can be easy to confuse the two holidays, Memorial Day is set aside to honor American’s…

6 Tips for Choosing An Independent Agent

1. Know the difference between independent agents and other insurance agents or carriers.  An independent agent represents a number of different insurance companies. In contrast, agents who represent large national companies only sell products from that carrier. A direct insurance company sells to you directly without an agent, typically online. An independent agent has the…

Avoiding Distractions While Driving Could Save Your Life!

You’ve seen them on the roads; you might even know a few of them. And you could be one yourself. Distracted drivers in come in all shapes, sizes, ages and experience levels. Even if you’re not one today, you could become one at any moment — in the time it takes you to answer your…

Kids Headed Off to College?

    We know it seems like just yesterday your kids were headed off to their first day of kindergarten. But amidst the tears and sadness you feel as your children head off to college, there are some more important things to dwell on… like your insurance! Will they have property coverage inside their dorm…

Top 5 Reasons to Buy an Umbrella Policy

If you have assets to protect, it is essential you buy an umbrella policy to cover your home and auto insurance policies. Claims can arise from many different situations. The below list are true-life stories that can easily happen to anyone. Auto Insurance Claims. A policyholder’s child loses control on a highway overpass. The car…

Manage Your Insurance Policy On the Go!!

With today’s improved technology, most major insurance companies have introduced phone applications. Companies from Progressive, Travelers, Safeco, Nationwide, Allstate, State Farm, Farmers, and many others have introcuded such apps. Not sure how to find these applications? Contact your insurance agent if you need help. So what does this mean for you? You can pay your…

Listen to Oprah: Don’t Text and Drive!

Oprah has teamed with Liberty Mutual Insurance company to get the word out… texting while driving is NOT safe!! Vehicular accidents are the #1 killer of teenagers in America. When it comes to teen driving, the danger of text messaging while driving is right up there with drunken driving. According the SADD (Students Against Destructive…

Don’t Think You Need Life Insurance? Think Again!

Top prospects for life insurance are: Newly married couples who depend on each other’s income. Families taking on new debt or a larger mortgage. Parents with young children or a new baby. An adult child whose elderly parent depends on him or her for care. Divorcing couples who need to replace alimony or child support….

What is the Value of An Independent Agent?

WE DO THE SHOPPING FOR YOU! Insurance agents are trained and licensed professionals who dedicate their career to helping people with their insurance needs. They offer knowledgeable advice and guidance for all their client’s insurance needs; whether it be home, auto, life, health, or business insurance. Independent agents are a one-stop shop for all insurance!…