Have You Got Two Tickets To Paradise?

Well then pack your bag and call your insurance agent to ask about travel insurance! Did you know you can get insurance for trip cancellation, missed connections, and trip interruption? It’s true! Travel insurance is reasonably priced and could be a real lifesaver when the unexpected happens. No matter how good you plan, things can go…

7 Reasons Why Gene Morgan Should Be Your Insurance Agents

We’re independent insurance agents. We have the freedom to find you the coverage you need at the lowest possible premium. Complete coverage for individuals and families – auto, homeowners, renters, boats, motor homes, health and life insurance. Complete coverage for your business – business property, liability, workers comp, professional liability, bonds, marine, farms, trucking, accident…

Storage Tips For Your Toys That Hibernate

No matter where you live, cooler temperatures will soon be here. You may be thinking about how that will impact your summer powersports toys over the next few months. Here are some useful tips for storing your season toys: For Motorcycles: Top off your fuel tank and add high-quality fuel stabilizer designed for the type…

Don’t Get A Deer Caught In Your Headlights!

It’s deer season! Deer migration and mating season runs from October through December, which means a spike in movement and population. What does this mean for you? More deer-vehicle related collisions.  The Insurance Information Institute estimates that there are more than 1.6 million deer related collisions each year, resulting in over $3.6 billion in vehicle…

Protect Your Vacant Home!

Whether your home is seasonally unoccupied, your tenant recently left, or your property is vacant due to unforeseen circumstances, check out these tips on how to protect your vacant property from damage. Residential Property Owners: Keep wind and water out – make sure that tree branches are cut back 5 to 6 feet from roof…

Your Indentity Belongs to You. Protect It!

A 2009 survey shows that identity theft is on the rise-and it’s more likely to start with a stolen wallet than an online phishing expedition. Researchers at Javelin Strategy & Research reported that the number of identity theft cases increased 22 percent to 9.9 million in 2008. Crimes of opportunity, such as stolen wallets, represented…

How Do You Find the Right Insurance Agent for Your Business?

The first and most important step in securing insurance for your business is finding the right insurance agent. A great insurance agent will be sure to get the best and most comprehensive coverage and the lowest cost possible. Here are some tips on how to find a good insurance agent for your business needs: Contact your…

Top 5 Reasons to Buy an Umbrella Policy

If you have assets to protect, it is essential you buy an umbrella policy to cover your home and auto insurance policies. Claims can arise from many different situations. The below list are true-life stories that can easily happen to anyone. Auto Insurance Claims. A policyholder’s child loses control on a highway overpass. The car…

Do You Need Workers Compensation Insurance?

To give you an easy answer… YES! Employers have a legal responsibility to their employees to make the workplace safe. However, accidents happen even when every reasonable safety measure has been taken. To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in…

Why Do You Need Uninsured Motorist Coverage?

Because it is protection for YOURSELF! So what exactly is uninsured motorist coverage? Uninsured or underinsured motorist coverage will pay for injuries to you and your passengers, and also damage to your vehicle, when there is an accident and the other driver is both legally responsible for the accident and is “uninsured.” An uninsured driver…