Manage Your Insurance Policy On the Go!!

With today’s improved technology, most major insurance companies have introduced phone applications. Companies from Progressive, Travelers, Safeco, Nationwide, Allstate, State Farm, Farmers, and many others have introcuded such apps. Not sure how to find these applications? Contact your insurance agent if you need help. So what does this mean for you? You can pay your…

Swimming Pool Safety Tips

Summer is well underway, and with the warm weather comes fun in swimming pools! Before you allow children and families to swim in the pool in your backyard, please take these pool safety tips into consideration. General Pool Safety Enclose with a 4 foot fence around all 4 sides. Enclose your pool or spa area…

Listen to Oprah: Don’t Text and Drive!

Oprah has teamed with Liberty Mutual Insurance company to get the word out… texting while driving is NOT safe!! Vehicular accidents are the #1 killer of teenagers in America. When it comes to teen driving, the danger of text messaging while driving is right up there with drunken driving. According the SADD (Students Against Destructive…

Top 10 Ways to Save on Auto Insurance

Looking for ways to save money on your auto insurance? Read below for the top 10 ways to save! SHOP AROUND. All companies have different rates for your location, type of car, and driving history. Some cater to clean drivers, some have better rates for drivers with activity on their record. Make sure when your…

10 Ways To Save On Home Insurance

Looking for ways to save on your homeowner’s insurance? Read the top 10 ways to save below! SHOP AROUND. At your renewal be sure to get quotes from multiple companies. An independent agent can provide rate quotes from multiple companies. Every company has different rates in every area. INCREASE YOUR DEDUCTIBLE. Typically, home insurance deductibles…

Remodeling Or Updating Your Home?

Whether you are adding solar panels, or creating your own mystery house, don’t forget to update your insurance when you have upgraded your home! There are so many things to think about when you are a homeowner and sometimes things slip through the cracks. Maybe you have installed an alarm system, replaced your roof, or…

Still not sure if you need an umbrella policy?

Maybe these TRUE stories will help change your mind: An insured was a retired doctor with significant assets.  The sun was in his eyes and he made a left turn and struck a motorcyclist and killed him.  This insured carried a $250k liability policy with no umbrella.  The motorcyclist that died was a CEO of a…

Why Do You Need Uninsured Motorist Coverage?

Because it is protection for YOURSELF! So what exactly is uninsured motorist coverage? Uninsured or underinsured motorist coverage will pay for injuries to you and your passengers, and also damage to your vehicle, when there is an accident and the other driver is both legally responsible for the accident and is “uninsured.” An uninsured driver…

Smokey the Bear Says…

Only YOU can prevent wildfires! Now that we are approaching the dry summer months, we are at risk for wildfires! California has had the most costly wildfires in recent years. Read on to learn the facts of California wildfires, and how you can help protect your home! GET THE FACTS: In 2009 California had 405,585 acres burned…

Diamonds Are A Girls Best Friend

Not all of us are dripping in jewels, but you may have a few pieces that are worth something. If that is the case, it might be a good idea for you to schedule them on your homeowners policy. That way if something happens they are not subject to your deductible like they otherwise would…