If you have assets to protect, it is essential you buy an umbrella policy to cover your home and auto insurance policies. Claims can arise from many different situations. The below list are true-life stories that can easily happen to anyone. Auto Insurance Claims. A policyholder’s child loses control on a highway overpass. The car…
With today’s improved technology, most major insurance companies have introduced phone applications. Companies from Progressive, Travelers, Safeco, Nationwide, Allstate, State Farm, Farmers, and many others have introcuded such apps. Not sure how to find these applications? Contact your insurance agent if you need help. So what does this mean for you? You can pay your…
Oprah has teamed with Liberty Mutual Insurance company to get the word out… texting while driving is NOT safe!! Vehicular accidents are the #1 killer of teenagers in America. When it comes to teen driving, the danger of text messaging while driving is right up there with drunken driving. According the SADD (Students Against Destructive…
Looking for ways to save money on your auto insurance? Read below for the top 10 ways to save! SHOP AROUND. All companies have different rates for your location, type of car, and driving history. Some cater to clean drivers, some have better rates for drivers with activity on their record. Make sure when your…
WE DO THE SHOPPING FOR YOU! Insurance agents are trained and licensed professionals who dedicate their career to helping people with their insurance needs. They offer knowledgeable advice and guidance for all their client’s insurance needs; whether it be home, auto, life, health, or business insurance. Independent agents are a one-stop shop for all insurance!…
If you’re going to train your dachshund to drive your boat, you should know these facts first….. Personal watercraft are not generally covered by homeowners or auto insurance, and where they are, the coverage limits can be fairly low. You may need to purchase a specifically designed policy in order to insure these vessels. The personal…
Sure, we may not be quite as suave or have awesome gadgets made out of everyday items, but we help you when it really matters. I mean, how often are you going to be chased down by some nefarious villain? It is more likely that you will have a claim on your insurance policy. Some people…
Maybe these TRUE stories will help change your mind: An insured was a retired doctor with significant assets. The sun was in his eyes and he made a left turn and struck a motorcyclist and killed him. This insured carried a $250k liability policy with no umbrella. The motorcyclist that died was a CEO of a…
Because it is protection for YOURSELF! So what exactly is uninsured motorist coverage? Uninsured or underinsured motorist coverage will pay for injuries to you and your passengers, and also damage to your vehicle, when there is an accident and the other driver is both legally responsible for the accident and is “uninsured.” An uninsured driver…
Not all of us are dripping in jewels, but you may have a few pieces that are worth something. If that is the case, it might be a good idea for you to schedule them on your homeowners policy. That way if something happens they are not subject to your deductible like they otherwise would…
