We know how delightful a warm fire is in the winter months. Cuddling up with a cup of hot cocoa and reading your favorite book. However, as the temperature drops the risk of a house fire rises. Renters especially need to be aware of the coverage that they have for personal belongings since this is…
We know that decorating for Christmas is fun and festive; but before you climb on the roof to string your lights, remember that about 12,500 injuries occur every year due to Christmas lights and decorations. Along with injuries, Christmas decorations also cause millions of dollars in property damage during the holidays. Take a lesson from…
We admit it: As insurance pros, our picture of winter isn’t exactly cozy. Winter storms mean traffic snarls, hillsides turning to sheets of ice, and cars sliding around like hockey pucks. Cold temperatures can cause pipes to burst, frost swells and other damage. Heating your home with fireplaces and holiday lighting can increase the risk…
With nearly one in 10 Americans jobless, foreclosed homes reaching record heights, and others forced to make ends meet with less money, many people are looking for ways to cut costs on their insurance premiums. There are smart ways to save on home and auto insurance; however, there also mistakes that can result in being…
With many divorces and separations making headlines in Hollywood today, it is bringing forward and important issue in insurance. Changes in your life will impact your needs and credit, so it is important to learn how to protect your assets. Nearly half of all marriages in the U.S. are likely to end in divorce, and…
Whether your home is seasonally unoccupied, your tenant recently left, or your property is vacant due to unforeseen circumstances, check out these tips on how to protect your vacant property from damage. Residential Property Owners: Keep wind and water out – make sure that tree branches are cut back 5 to 6 feet from roof…
A 2009 survey shows that identity theft is on the rise-and it’s more likely to start with a stolen wallet than an online phishing expedition. Researchers at Javelin Strategy & Research reported that the number of identity theft cases increased 22 percent to 9.9 million in 2008. Crimes of opportunity, such as stolen wallets, represented…
We know it seems like just yesterday your kids were headed off to their first day of kindergarten. But amidst the tears and sadness you feel as your children head off to college, there are some more important things to dwell on… like your insurance! Will they have property coverage inside their dorm or apartment?…
