Do you have a diamond ring? A fur coat? Even a stamp collection? If so, are you sure that it is covered correctly under your home insurance policy? You might be surprised to find out that items such as jewelry and furs have a specific limit of coverage under a standard homeowners insurance policy. Not only that,…
We know how delightful a warm fire is in the winter months. Cuddling up with a cup of hot cocoa and reading your favorite book. However, as the temperature drops the risk of a house fire rises. Renters especially need to be aware of the coverage that they have for personal belongings since this is…
Whether your home is seasonally unoccupied, your tenant recently left, or your property is vacant due to unforeseen circumstances, check out these tips on how to protect your vacant property from damage. Residential Property Owners: Keep wind and water out – make sure that tree branches are cut back 5 to 6 feet from roof…
We know it seems like just yesterday your kids were headed off to their first day of kindergarten. But amidst the tears and sadness you feel as your children head off to college, there are some more important things to dwell on… like your insurance! Will they have property coverage inside their dorm or apartment?…
The first and most important step in securing insurance for your business is finding the right insurance agent. A great insurance agent will be sure to get the best and most comprehensive coverage and the lowest cost possible. Here are some tips on how to find a good insurance agent for your business needs: Contact your…
Only YOU can prevent wildfires! Now that we are approaching the dry summer months, we are at risk for wildfires! California has had the most costly wildfires in recent years. Read on to learn the facts of California wildfires, and how you can help protect your home! GET THE FACTS: In 2009 California had 405,585 acres burned…
Do you have a coin or stamp collection? Perhaps you collect Star Wars figurines? Maybe you still have a secret stash of Beanie Babies that you are hoping make a comeback…… Whatever it is, you should be taking stock of what you have, just in case the worst happens. Now, this isn’t only for collectible items, you should also…
Did you know that having insurance at a rental unit is just as important as having insurance on a home you own? Its true!!! It is so important to have personal liability to protect yourself and your family in the event someone is injured or property is damaged due to your negligence. Not only that, but…
