Ready for a power outage or emergency?

With our California winter storms well under way, it’s always a good idea to have an emergency kit handy in case of power outages or other issues — especially with the threat of stormy weather in fall and winter. See recommendations from the American Red Cross below. Emergency kit basics Water (one gallon per person,…

Is Your Teen Ready to Drive?

Your teenager will soon be driving—a major milestone for both of you. You and your teen may be experiencing all kinds of emotions, ranging from excitement to concern. As a parent, this is a great time to proactively take steps to help minimize the risks when your teen starts operating a motor vehicle. Can my…

Summer Fun!

It’s summer! That means it’s time to break out your boat, jet ski, RV, and ATV, and head up to the mountains or the lake and have some fun!! Before the fun starts though, you should make sure that you have adequate coverage for all of your favorite toys. If you are concerned that you…

What To Do After a Car Accident

The scene of a car accident can be scary and stressful, but if you know exactly what to do the whole process can go a lot more smoothly. Here are a few things to keep in mind: – If you are not at fault in an accident it is not necessary for you to get…

Driving Dangers

Responding to 4 Unexpected Incidents This summer, you might be headed out on a road trip to a state park or maybe just for a quick visit to the in-laws. But, if you lose your brakes, blow a tire or experience another unusual (but not unheard of) problem, you could be headed for trouble.  …

Borrowing a Friend’s Car

I’m borrowing my friend’s car … am I covered? Most people have an idea of what’s covered and not covered under their various insurance policies. But at Gene Morgan Insurance Agency, we get a lot of questions about borrowing or loaning a car.   Anytime you might be looking to borrow your neighbor’s truck for…

Reduce Car Accident Risk

3 Easy Ways to Reduce the Risk of a Car Crash Summer is here, and the warmer weather often prompts people in the Bay Area to hop in their cars for weekend (or longer) road trips. Unfortunately, too many of those trips will end up being memorable for the wrong reasons, due to crashes and…

RV-Friendly Routes

5 Tips to Plan the Best RV Route It’s summer – prime RV season in California. But, even if you know where you want to go, do you know how to get there? After all, driving an RV is a little different than simply hopping in your car, so we here at Gene Morgan Insurance Agency put…

Cut Road Trip Costs

  Four Tips to Help Cut Road Trip Costs There’s no better way to see the country than a road trip, and it’s also the way to travel if you’re looking to keep costs under control. To that end, here are a few ideas to help ensure you have a frugal good time out there…

Tips for Save Driving in your RV

With summer just around the corner, it’s a great time to start planning your RV trip. Whether you’re heading to Southern California or planning your getaway a lot farther from home, you’ll want to make the trip safely. At Gene Morgan Insurance Agency, we want you to travel safely too. Here are some great tips…