Ready for a power outage or emergency?

With our California winter storms well under way, it’s always a good idea to have an emergency kit handy in case of power outages or other issues — especially with the threat of stormy weather in fall and winter. See recommendations from the American Red Cross below. Emergency kit basics Water (one gallon per person,…

Over the river and through the woods in California…

Millions of Americans will do some traveling this President’s Day weekend – the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you’re simply driving around in the Bay Area or headed to Lake Tahoe At Gene Morgan Insurance, we’d like to help you not…

Ready for a power outage or emergency?

With our California winter storms well under way, it’s always a good idea to have an emergency kit handy in case of power outages or other issues — especially with the threat of stormy weather in fall and winter. See recommendations from the American Red Cross below. Emergency kit basics Water (one gallon per person,…

When Water Goes Where It Shouldn’t

Even a small leak can become a major problem, so knowing what you’re covered for and how to prevent water damage are equally important. The below tips should help uncover any potential water problems down the road and keep your property dry.  Check appliance hoses. Standard hoses are not as durable as they used to…

Memorial Day Hours

In honor of Memorial Day this Monday, our office will be closed. We will open promptly at 9:00 am on Tuesday, May 31st. We apologize for any inconvenience. Thank you!

Fall Night Driving Dangers

  A little extra caution can go a long way while driving at night   Summer has ended, and while fall and winter have their own pleasures; longer nights mean increased danger on the roads. You might think you drive just as well at night, but consider this: Even though nighttime driving accounts for just…

Winter Storms Ahead: Are You Ready?

We admit it: As insurance pros, our picture of winter isn’t exactly cozy. Winter storms mean traffic snarls, hillsides turning to sheets of ice, and cars sliding around like hockey pucks. Cold temperatures can cause pipes to burst, frost swells and other damage. Heating your home with fireplaces and holiday lighting can increase the risk…

Water Claims on the Rise

Recently we have been seeing more water claims than ever! Because of this new trend, we want to pass on some helpful information for water claims as well as tips to help you protect your home to avoid a loss. Most insurance policies provide coverage for water damage that can be described as “sudden and accidental”…

Uninsured Motorists Are On The Rise

            The economic downturn has had numerous effects on our country. One of these is the increase in uninsured motorists on the road. According to new estimates from the Insurance Research Council, one in seven drivers in the United States are uninsured.   Despite the fact that many states have…

Special Delivery: Savings!

        Can you believe that the year is almost over? Since the holidays are coming up, it's time to start looking for deals. No, I'm not talking about black friday deals at Target. I'm talking about savings on your insurance! If you package your home and auto together with the same carrier,...