Winter-Proof Your Home Before Winter Storms Begin

Although it may be hard to imagine preparing for winter storms today since it is still sunny and warm outside, now is the perfect time to “winter-proof” your home. Many winter-related disasters in your home can be prevented if you take simple precautions now in preparing your home for winter weather. An important part of…

Home Security is Easier — and Better — Than Ever

Think home security in California. is still about bulky camera equipment and wires running all throughout your home? Think again. Today, things have changed quite a bit, and the playing field has been leveled. Advanced tools and security systems are more accessible and affordable than ever. (And installing them might get you a discount on your…

Changes in Your Life? Now is the Time to Assess Your Life Insurance Needs

Have you recently had important changes in your life? Now is the time to assess your current life insurance needs. Whether it be to protect your family or plan for retirement, there will never be a more opportune time. Important life changes that can chance life insurance needs: Marriage New Child New grandchild Divorce Remarriage…

6 Questions to ask Before Buying a Life Insurance Policy

The benefits of a life insurance policy are clear: the coverage provides financial protection against the death of a policyholder in the form of a payment to the beneficiary; and life insurance proceeds are not taxable income. However, it is important that you find the policy that best fits your situation. Here are six key…

Last Minute Wildfire Preparation

If you are in an area with a sudden wildfire, or have a friend or family member who is, please follow this last minute checklist. Stay safe out there, California!

What you Need to Know About your Children Being Away at College

Every fall, college students head back to campus and the things that travel with them get more sophisticated. It’s important to understand the limits of your property coverage that will follow your student to college, whether its across the state of across the country. Personal Property Students find very creative ways to fill their living…

Traveling with your Best Friend!

Whether you’re headed out on the road for a weekend drive or a longer vacation, there are some car trips we simply wouldn’t think of making without including the four-legged member of the family. Just as you make plans for a safe and comfortable trip for your family and friends, it’s a good idea to…

Refer Your Friends & Family to Support Your Community!

We have revamped our referral program for 2016 to include donations to local non-profits. For ever referral a client sends to our agency they will receive a $25 gift card to Starbucks or Target, and will donate $25 to a local charity! Donations in the third quarter of 2016 will go to the Taylor Family…

Tips for Safe Driving in your RV

Now that we are in the middle of summer, it is a great time to take an RV trip. Whether you’re heading to Southern California or planning your getaway a lot farther from home, you’ll want to make the trip safely. At Gene Morgan Insurance Agency, we want you to travel safely too. Here are some…

4th of July Safety Tips

Severe burns, amputations, blindness, and, in some cases, deaths are often the result of 4th of July celebrations. CAL FIRE’s Office of the State Fire Marshal has the following tips: ▪ Local ordinances should be verified before purchasing and/or using fireworks. ▪ Always read directions. ▪ Always have an adult present. ▪ Use fireworks outdoors…