Uninsured Motorists Are On The Rise

            The economic downturn has had numerous effects on our country. One of these is the increase in uninsured motorists on the road. According to new estimates from the Insurance Research Council, one in seven drivers in the United States are uninsured.   Despite the fact that many states have…

Beyond Qualified… Certified!

One of our agents, Michelle Morgan, recently became certified with Nationwide Agribusiness. This means that she has specialized knowledge and understanding of everything from farming operations to risk management, so you can get the specialized coverage you and your farm operation need. No farm or ranch is too big or too small! Contact us today…

It’s Raining, It’s Pouring, Insurance Claims Are Soaring!

          The rain has finally made an appearance this season. That means that we have already had a few calls for weather-related claims. Leaking roofs, fences blowing down, and of course auto incidents because of the slick roads. Don’t let this be you! Take precautions before the rainy season starts. Here…

The Importance of Renters Insurance

  If you live in a rental home or apartment, chances are you don’t have the proper insurance. Even Uncle Jesse & Joey needed renters insurance!! Despite the fact that rented homes are more likely to be burglarized than owner-occupied properties, nearly 60 percent of renters don’t have a renters policy.   Why does it…

Preparing an Effective Evacuation Plan

  We have seen the recent headlines of the destructive fire in Arizona and the families who have been evacuated from their homes. In the event of a sudden emergency such as a wildfire, you may have just minutes to gather your family and important papers, and get out of your house, possibly for good….

Auto Insurance Fraud is Costing Policyholders Millions

  During these uncertain times it is no surprise that fraudulent insurance claims are on the rise. Criminals are staging accidents to collect on innocent victims insurance policies, which is costing policyholders and insurers millions of dollars every year. That is why it is important that you stay informed and know exactly what to do…

May 15-21 is National Dog Bite Prevention Week

Owning dogs is a fun and rewarding experience, however, if not dealt with responsibly, dogs can become a tremendous liability. “Dog bites accounted for more than one-third of all homeowners insurance liability claims paid out in 2010, costing nearly $413 million, according to the Insurance Information Institute” Jeanne M. Salvatore, senior vice president and consumer…

It’s Almost Boating Season… Don’t Let Insurance Sink Your Summer Fun!

As we get closer to summer, boat owners should all be assessing their insurance needs if they do not carry boat insurance already. If you have a boat, you need boat insurance.  Some people assume their homeowners’ policy is all they need to protect their boat. Not true. Typically, homeowners policies limited coverage for boats…

You’re No Kid, And That’s No 10-Speed!

As the weather gets warmer outside most motorcycle riders are beginning to ride more often. Now is the best time to review your motorcycle insurance to make sure you are properly covered! In addition, please take note of the below important safety tips to keep you safe on the road! Nine out of 10 motorcycle…

Schedule Your Valuables Today!!!

Do you have a diamond ring? A fur coat? Even a stamp collection? If so, are you sure that it is covered correctly under your home insurance policy? You might be surprised to find out that items such as jewelry and furs have a specific limit of coverage under a standard homeowners insurance policy. Not only that,…