I’m Borrowing my Friend’s Car… Am I Covered?

Most people have an idea of what’s covered and not covered under their various insurance policies. But at Gene Morgan Insurance Agency, we get a lot of questions about borrowing or loaning a car. Anytime you might be looking to borrow your neighbor’s truck for a home-improvement project, or borrow a friend’s car if yours…

What to do After a Major Water Leak or Indoor Flood

In California we have been experiencing heavy rain over the past few months. We thought now would be a great time to remind people what to do in the event of an emergency water leak or flood. Follow these steps in the event of an emergency: 1. Stop the Water If water is coming from…

Before the wind blows, secure your trees and shrubs!

The heavy rains and winds so far this winter season have been extreme and have caused many trees fall and cause bad damage across the state of California. At Gene Morgan Insurance, we want your yard and home to stay great throughout the season.  Take a look at the following tips to ensure you keep…

Over the river and through the woods in California…

Millions of Americans will do some traveling this President’s Day weekend – the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you’re simply driving around in the Bay Area or headed to Lake Tahoe At Gene Morgan Insurance, we’d like to help you not…

Have some new jewelry in the house? Protect it!

Ah, Valentine’s Day is here, and love is in the air. Well, love and a few other things, such as chocolates, romantic dinners, candy hearts that say “Be Mine” – and, of course, jewelry. It’s exciting to receive jewelry from a loved one — or to give it as a gift. Not to mention romantic….

Ready for a power outage or emergency?

With our California winter storms well under way, it’s always a good idea to have an emergency kit handy in case of power outages or other issues — especially with the threat of stormy weather in fall and winter. See recommendations from the American Red Cross below. Emergency kit basics Water (one gallon per person,…

Open Enrollment Ends January 31st

Don’t delay enrollment for health insurance, the deadline ends on January 31st! Whether you need to sign up for the first time or are simply changing plans, get your applications in soon. The deadline for open enrollment is 1/31/17 for coverage beginning 3/01/17. If you need coverage to begin 2/01/17 you will need to get…

Blue Shield of California and Sutter Health have signed a new agreement

We are pleased to announce that Blue Shield and Sutter Health have signed a new 3-year agreement effective January 1, 2017. This means that Sutter Health hospitals and providers are part of Blue Shield’s statewide network. Blue Shield negotiates with providers with the goal of obtaining rates that help them keep healthcare coverage affordable. While…

Add some strategy to your ‘Black Friday’ shopping

If there’s anything more satisfying than melting into the couch following a multi-course Thanksgiving dinner complete with all the fixings, it has to be shopping for the best deals of the season the day after in the Bay Area. Hitting the shops on Black Friday has become a ritual that is as all-American as watching…